Gaston County property record for 509 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,983 sqft · built 1989 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | May 2021 Transfer Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16006 00167 |
| Primary APN | 16006 00167 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,983 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CRAMER MOUNTAIN BLK G L 31 16 006 001 67 000 |
| Legal Subdivision | MOUNTAIN COUNTRY CLUB AND PROPERTIES INC |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Intrafamily Transfer, Transfer |
| Apr 9, 2021 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 22, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN SEC MTG |
| Jan 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 |
| Deed Sale | Apr 9, 2021 |
| Prior Sale | Jan 17, 2019 |
| Deed Book / Page | 5217 / 962 |
| Last Transfer Date | May 7, 2021 |
| Transfer Doc | 0052282444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 19, 2021 |
| Property Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0052282444 |
| Book / Page | 5228 / 2444 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG, 509, CRAMERTON, NC 28032-1633 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 9, 2021 |
| Property Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0052170962 |
| Book / Page | 5217 / 962 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | Apr 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG, 509, CRAMERTON, NC 28032-1633 |
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 5217965 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 5217/965 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 28, 2019 |
| Property Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050212336 |
| Book / Page | 005021 / 002336 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050212322 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Number | 0050212322 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 005021/002322 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 17, 2019 |
| Property Address | 509 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050201408 |
| Book / Page | 005020 / 001408 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
Source: Gaston County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,790.00 (-2.47%) | $659,960 (-) Land $80,000 Building $579,960 | |
| 2023 | $6,962.00 | $659,960 Land $80,000 Building $579,960 | |
| 2021 | $446,180 Land $55,000 Building $391,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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