511 Stuart Rdg, Cramerton, NC 28032 Property Records

Gaston County property record for 511 Stuart Rdg, Cramerton, NC 28032 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1988
Square Footage3,499 sqft Heated Area
Lot Size27,878 sqft (0.639 acres)
OccupancyOwner Occupied
Last Sale$690,000 (2022)
Tax Bill$6,879.00 (2023)

Owner

Source: Gaston County records · APN 196182

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address511 STUART RDG, CRAMERTON, NC 28032-1633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleNov 04, 2016 · Amount on Record
Deed Doc Number0005346212
Deed Book / Page5346 / 212
Record RefreshedJun 07, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 22, 2022
Property Address511 STUART RDG, CRAMERTON, NC 28032-1633
Document Number0053460212
Book / Page5346 / 212
Map ReferenceMB 41 PG 52
Instrument DateJun 22, 2022
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address232 40TH AVENUE DR NW, 232, HICKORY, NC 28601-6909

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 STUART RDG, CRAMERTON, NC 28032-1633
InvestorPossibly a Property Investor

Mortgage

Document Number0005346214
DateJun 22, 2022
Instrument5346/214
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address511 STUART RDG, CRAMERTON, NC 28032-1633
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052700001
DateSep 24, 2021
Book Page5270/1
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address511 STUART RDG, CRAMERTON, NC 28032-1633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050561337
DateJul 29, 2019
Book Page5056/1337
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address511 STUART RDG, CRAMERTON, NC 28032-1633
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051141249
DateApr 13, 2020
Book Page5114/1249
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$6,879.00$652,070 Land $80,000 Building $572,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN196182

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms10 Rooms
Building Area3,499 sqft Heated Area
Stories1 Stories
Primary FlooringHardwood Flooring

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeFooting Foundation
Roof MaterialShingle Roof
Lot Area27,878 sqft (0.639 acres)
Porch1 Porch
Porch Area511 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address511 STUART RDG
CityCRAMERTON
StateNC
Zip28032-1633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRAMER MOUNTAIN BLK G L 40 16 006 001 58 000
Legal SubdivisionCRAMER MOUNTAIN
Legal BlockG
Legal Lot Number40
JurisdictionGASTON NC
Minor Civil DivisionSOUTH POINT
Census Blockgroup2
Census Block2000
Census Tract32508

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