Gaston County property record for 503 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 6,741 sqft · built 1989 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Jul 2025) |
| Tax Bill | $11,338 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jan 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16006 00180 |
| Primary APN | 16006 00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 6,741 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 503 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CRAMER MOUNTAIN BLK G L 18 16 006 001 80 000 |
| Legal Subdivision | CRAMER MOUNTAIN |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Jan 5, 2021 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK SSB |
| May 20, 2020 | Loan Modification, Mortgage · Conventional Mortgage TOWNE BK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit TOWNE BK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Book / Page | 5570 / 2156 |
| Prior Transfer Date | Nov 9, 1998 |
| Prior Transfer Doc | 2868000695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051880594 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 5188/594 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0051880584 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 5188/584 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | BELMONT, NC 28012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0051242298 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 503 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Number | 0051242298 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 005124/002298 |
| Name | TOWNE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0051182475 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 503 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Number | 0051182475 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 005118/002475 |
| Name | TOWNE BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Apr 29, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0051182463 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 503 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Number | 0051182463 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 005118/002463 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 30, 2020 |
| Property Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0051182461 |
| Book / Page | 5118 / 2461 |
| Map Reference | MB 41 PG 52 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 MICHELLE CT, 701, GRETNA, LA 70056-7645 |
| Name | Verified Name |
|---|---|
| Address | 503 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 51182463 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 5118/2463 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,338.00 (+0.5%) | $1,101,870 (+0.5%) Land $86,950 Building $1,014,920 | |
| 2025 | $11,282.00 (-2.46%) | $1,096,410 (-7.58%) Land $86,950 Building $1,009,460 | |
| 2023 | $11,567.00 | $1,186,310 Land $86,950 Building $1,099,360 | |
| 2021 | $795,880 Land $59,200 Building $736,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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