51 E Franklin St, Peru, IN 46970 Property Records

Miami County property record for 51 E Franklin St, Peru, IN 46970

Property Summary

Property Type	Auto Repair, Garage
Details	6,144 sqft · built 1918
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,850 (May 2025)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`022-13201-00`

Property Details

APN / Parcel Number

Primary APN	`022-13201-00`
Alternative APNs	`52-08-34-103-002.000-023` `01490300597`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	6,144 sqft Total Area
1st Floor Area	6,144 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01490300597
Street Address	51 E FRANKLIN ST
City	PERU
State	IN
Zip	46970-2866
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	SHIRKS AD LOT 1 & ORIGINAL PLAT LOT 26 44 132 00100
Legal Subdivision	SHIRKS ADDITION
Legal Lot Number	1,26
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	952500

Owner

Source: Miami County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 E FRANKLIN ST, PERU, IN 46970-2866
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	2025521798
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	20250521797
Record Updated	Oct 29, 2026

October 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 19, 2018
Property Address	51 E FRANKLIN ST, PERU, IN 46970-2866
Document Number	20180524410
Instrument Date	Oct 19, 2018
Instrument	20180524410
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 ADAMS AVE, PERU, IN 46970-1225

Mortgage

Document Number	20180524411
Date	Oct 19, 2018
Instrument	20180524411

Lender

Name	HOMETOWN FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2033

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (-39.34%)	$53,300 (+20.86%) Land $18,200 Building $35,100	$53,300 (+20.86%) Land $18,200 Building $35,100
2024	$3,876.00 (+148.78%)
2023	$1,558.00 (-55.57%)	$44,100 (-) Land $18,200 Building $25,900	$44,100 (-) Land $18,200 Building $25,900
2022	$3,507.00	$44,100 Land $18,200 Building $25,900	$44,100 Land $18,200 Building $25,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet.

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