Miami County property record for 20 E Franklin St, Peru, IN 46970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 844 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $235 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 022-06422-00 |
| Primary APN | 022-06422-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 844 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Basement Area | 633 sqft |
| Unfinished Basement | 633 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Terrain | High |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01768501059 |
|---|---|
| Street Address | 20 E FRANKLIN ST |
| City | PERU |
| State | IN |
| Zip | 46970-2869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 022-06422-00 O P LOT 16 00-00-00 .00 44 064 02200 |
| Legal Lot Number | 16 |
| Jurisdiction | MIAMI IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 952500 |
Source: Miami County records · APN 022-06422-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 E FRANKLIN ST, PERU, IN 46970-2869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK |
| Dec 04, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 20 E FRANKLIN ST, PERU, IN 46970-2869 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190521326 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 20190521326 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | PERU, IN 46970 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI IN |
| Property Address | 20 E FRANKLIN ST, PERU, IN 46970-2869 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 20170525261 |
|---|---|
| Date | Dec 04, 2017 |
| Instrument | 20170525261 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | PERU, IN 46970 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Miami County |
| County Subdivision | Washington Township |
| Municipality | Peru City |
| Unified School District | Peru Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $235.00 (-56.96%) Homeowner's exemption | $64,700 (+17.21%) Land $8,300 Building $56,400 | $64,700 (+17.21%) Land $8,300 Building $56,400 |
| 2024 | $546.00 (+9.2%) | ||
| 2023 | $500.00 (+68.92%) | $55,200 Land $8,300 Building $46,900 | $55,200 Land $8,300 Building $46,900 |
| 2022 | $296.00 |
Source: FEMA National Flood Hazard Layer as of May 16, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Good Connections, Metronet Holdings.
Based on FCC filings for 349 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PERU WATER DEPARTMENT serves 11,417 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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