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509 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 509 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,678 sqft · built 2017
Lot Size0.181 acres (7,902 sqft)
Owner2 Individual Names on File
Last Sale$188,400 (Nov 2017)
Tax Bill$2,548 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-001280

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-001280
Alternative APNs
  • 042826522753001280
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,678 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area7,902 sqft (0.181 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area380 sqft
Pool TypeEnclosed Pool
PorchScreened/Unfinished Porch
Porch Area129 sqft

Location & Zoning

Street Address509 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 28
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block1
Legal Lot Number28
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4000
Census Tract12900

Owner

509 Interlock St is owned and occupied by two individuals who acquired it in November 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address509 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Quit Claim Deed, Transfer
HOME SOLUTION LENDERS
Nov 27, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
HOME SOLUTION LENDERS
Jul 6, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2017 · Amount on File
Deed SaleNov 27, 2017 · Amount on File
Prior SaleJul 6, 2017 · Amount on File
Deed Document Number2017226050
Deed Book / Page10323 / 6
Last Transfer DateNov 2, 2020
Transfer Doc0000247014
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 17, 2020
Property Address509 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0114592261
Book / Page011459 / 002261
Instrument DateNov 2, 2020
Instrument247014
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyEASY TITLE COMPANY LLC, EASY TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910

Mortgage

Document Number114592263
DateNov 17, 2020
Book Page011459/002263
Instrument247015
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
AmountAmount on Record
Term180 Months
DueNov 16, 2035

November 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 27, 2017
Property Address509 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0103230006
Book / Page010323 / 000006
Instrument DateNov 21, 2017
Instrument226050
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,318.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910

Mortgage

Document Number103230007
DateNov 27, 2017
Book Page010323/000007
Instrument226051
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 6, 2017
Property Address509 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0101961017
Book / Page010196 / 001017
Instrument DateJun 29, 2017
Instrument128237
Transaction TypeTransfer
Record UpdatedJul 18, 2017

Transaction

AmountAmount on Record
Tax$196.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 509 Interlock St was $2,548 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,225 (+2.7%)$264,374 (+6.42%) Land $36,000 Building $228,374
2025$2,548.00 Homeowner's exemption$176,461$248,435 Land $36,000 Building $212,435
2023$2,408.00 (+2.38%) Homeowner's exemption$166,493 (+3%)$255,896 (+1.1%) Land $36,000 Building $219,896
2022$2,352.00 Homeowner's exemption$161,644$253,113 Land $30,000 Building $223,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Interlock St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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