Polk County property record for 517 Interlock St, Lake Alfred, FL 33850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,749 sqft · built 2018 |
| Lot Size | 0.182 acres (7,915 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,900 (Aug 2018) |
| Tax Bill | $3,762 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-04-522753-001300 |
| Primary APN | 26-28-04-522753-001300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,749 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,915 sqft (0.182 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 246 sqft |
| Street Address | 517 INTERLOCK ST |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 30 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 04 |
| Legal Subdivision | TRACT 4 THE LAKES |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12900 |
517 Interlock St is owned and occupied by two individuals who bought it in August 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 3, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS |
| Mar 9, 2018 | Loan Modification, Mortgage · Line of Credit REGIONS BK/AR |
| Mar 9, 2018 | Warranty Deed, Transfer INNOVATIVE TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Mar 9, 2018 · Amount on File |
| Deed Document Number | 2018165967 |
| Deed Book / Page | 10570 / 1820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0000299380 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 12486/475 |
| Instrument | 2022299380 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0105701820 |
| Book / Page | 010570 / 001820 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 165967 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,364.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 517 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910 |
| Document Number | 105701821 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 010570/001821 |
| Instrument | 165968 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 9, 2018 |
| Property Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0104181009 |
| Book / Page | 010418 / 001009 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 51892 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Number | 104181009 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 010418/001009 |
| Instrument | 51892 |
| Name | REGIONS BK/AR |
|---|---|
| Type | Bank |
| Address | 100 N TAMPA ST # 3400, TAMPA, FL 33602-5145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 9, 2018 |
| Property Address | 517 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0104181007 |
| Book / Page | 010418 / 001007 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 51891 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $203.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
The 2025 property tax bill for 517 Interlock St was $3,762 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,472 (-1.37%) Land $36,000 Building $200,472 | $236,472 (-1.37%) Land $36,000 Building $200,472 | |
| 2025 | $3,762.00 Homeowner's exemption | $239,766 Land $36,000 Building $203,766 | $239,766 Land $36,000 Building $203,766 |
| 2023 | $3,997.00 (-4.26%) Homeowner's exemption | $247,885 (+2.25%) Land $36,000 Building $211,885 | $247,885 (+2.25%) Land $36,000 Building $211,885 |
| 2022 | $4,175.00 | $242,425 Land $30,000 Building $212,425 | $242,425 Land $30,000 Building $212,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 517 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 517 Interlock St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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