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513 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 513 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,749 sqft · built 2018
Lot Size0.182 acres (7,910 sqft)
Owner2 Individual Names on File
Last Sale$195,900 (Sep 2018)
Tax Bill$2,672 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-001290

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-001290
Alternative APNs
  • 042826522753001290
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,749 sqft Living Area
Gross Area2,148 sqft
1st Floor Area1,749 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,910 sqft (0.182 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchFinished/Open Porch
Porch Area246 sqft

Location & Zoning

Street Address513 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 29
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block1
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4000
Census Tract12900

Owner

513 Interlock St is owned and occupied by two individuals who bought it in September 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 6, 2019Deed of Trust, Mortgage · VA Mortgage
CARDINAL FIN'L
Sep 21, 2018Grant Deed, Subdivision Related Transfer
LUXURY MTG CORP
Apr 16, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Apr 12, 2018Loan Modification, Mortgage · Line of Credit
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleApr 16, 2018 · Amount on File
Deed Document Number2018201251
Deed Book / Page10620 / 1
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Transaction TypeMortgage
Record UpdatedAug 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910

Mortgage

Document Number0000184117
DateJul 16, 2021
Book Page11805/246
Instrument2021184117
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0110422237
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address513 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910

Mortgage

Document Number0110422237
DateNov 15, 2019
Book Page011042/002237
Instrument243331
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 21, 2018
Property Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0106200001
Book / Page010620 / 000001
Instrument DateSep 21, 2018
Instrument201251
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 8, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,371.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address513 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910

Mortgage

Document Number106200002
DateSep 21, 2018
Book Page010620/000002
Instrument201252
Lender
NameLUXURY MTG CORP
AddressSTAMFORD, CT 06901
Agreement
AmountAmount on Record
Term360 Months
DueSep 20, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 16, 2018
Property Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0104541483
Book / Page010454 / 001483
Instrument DateApr 13, 2018
Instrument80146
Transaction TypeTransfer
Record UpdatedApr 27, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount on Record
Tax$203.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address513 INTERLOCK ST, LAKE ALFRED, FL 33850-3910
Document Number0104541485
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number0104541485
DateApr 16, 2018
Book Page010454/001485
Instrument80147
Lender
NameCENTERSTATE BK NA
TypeBank
Address802 W LUMSDEN RD, BRANDON, FL 33511-6279
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 513 Interlock St was $2,672 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,868 (+2.7%)$235,100 (-1.38%) Land $36,000 Building $199,100
2025$2,672.00 Homeowner's exemption$182,929$238,395 Land $36,000 Building $202,395
2023$2,527.00 (+2.31%) Homeowner's exemption$172,596 (+3%)$246,510 (+2.13%) Land $36,000 Building $210,510
2022$2,470.00 Homeowner's exemption$167,569$241,376 Land $30,000 Building $211,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Interlock St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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