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516 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 516 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 2018
Lot Size0.179 acres (7,802 sqft)
Owner2 Individual Names on File
Last Sale$179,500 (Feb 2018)
Tax Bill$2,395 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-003120

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-003120
Alternative APNs
  • 042826522753003120
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Living Area
Gross Area1,932 sqft
1st Floor Area1,532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,802 sqft (0.179 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area159 sqft

Location & Zoning

Street Address516 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 3 LOT 12
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block3
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4010
Census Tract12900

Owner

516 Interlock St is owned and occupied by two individuals who bought it in February 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 26, 2018Grant Deed, Subdivision Related Transfer
CALIBER HM LOANS
Feb 22, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC
Oct 26, 2017Loan Modification, Mortgage
WHITNEY BK
Oct 26, 2017Warranty Deed, Transfer
INNOVATIVE TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on File
Deed SaleFeb 26, 2018 · Amount on File
Prior SaleFeb 22, 2018 · Amount on File
Deed Document Number201842284
Deed Book / Page10406 / 1013
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119849
DateMay 3, 2022
Book Page12236/510
Instrument2022119849
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000180460
DateJul 13, 2021
Book Page11799/1123
Instrument2021180460
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 26, 2018
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Document Number0104061013
Book / Page010406 / 001013
Instrument DateFeb 23, 2018
Instrument42284
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,256.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address516 INTERLOCK ST LAKE ALFRED FL 338503911, LAKE ALFRED, FL 33850-3911

Mortgage

Document Number104061014
DateFeb 26, 2018
Book Page010406/001014
Instrument42285
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount on Record
Term360 Months
DueFeb 25, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 22, 2018
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Document Number0104041358
Book / Page010404 / 001358
Instrument DateFeb 21, 2018
Instrument40643
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$203.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Recording DateOct 26, 2017
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Document Number0102961174
Book / Page010296 / 001174
Instrument DateOct 23, 2017
Instrument204541
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number102961174
DateOct 26, 2017
Book Page010296/001174
Instrument204541
Lender
NameWHITNEY BK
TypeBank
Address225 E LEMON ST # 110, LAKELAND, FL 33801-4632
Agreement
AmountAmount on Record

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 26, 2017
Property Address516 INTERLOCK ST, LAKE ALFRED, FL 33850-3911
Document Number0102961170
Book / Page010296 / 001170
Instrument DateOct 23, 2017
Instrument204539
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount on Record
Tax$203.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 516 Interlock St was $2,395 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,030 (+2.7%)$215,699 (-1.35%) Land $36,000 Building $179,699
2025$2,395.00 Homeowner's exemption$168,481$218,653 Land $36,000 Building $182,653
2023$2,261.00 (+2.45%) Homeowner's exemption$158,964 (+3%)$225,939 (+2.22%) Land $36,000 Building $189,939
2022$2,207.00 Homeowner's exemption$154,334$221,037 Land $30,000 Building $191,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 516 Interlock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 Interlock St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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