Polk County property record for 501 Interlock St, Lake Alfred, FL 33850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,064 sqft · built 2017 |
| Lot Size | 0.181 acres (7,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jul 2026) |
| Tax Bill | $4,153 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-04-522753-001260 |
| Primary APN | 26-28-04-522753-001260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 2,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,889 sqft (0.181 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 248 sqft |
| Street Address | 501 INTERLOCK ST |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 26 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 04 |
| Legal Subdivision | TRACT 4 THE LAKES |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12900 |
501 Interlock St is owned and occupied by two individuals who bought it in July 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE |
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 27, 2017 | Grant Deed, Subdivision Related Transfer HOME SOLUTION LENDERS |
| Aug 9, 2017 | Warranty Deed, Transfer INNOVATIVE TITLE COMPANY LLC |
| Aug 9, 2017 | Loan Modification, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on File |
| Deed Sale | Jul 24, 2026 · Amount on File |
| Prior Sale | Jul 29, 2021 · Amount on File |
| Deed Document Number | 2026177535 |
| Deed Book / Page | 14088 / 1866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0000177535 |
| Book / Page | 14088 / 1866 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026177535 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201,495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0000177536, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 14088/1868 |
| Instrument | 2026177536 |
| Name | ALCOVA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 29, 2021 |
| Property Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0000196383 |
| Book / Page | 11823 / 1522 |
| Map Reference | MB 146 PG 1&2 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021196383 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,963.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1913 S STEWART ST, 1913, KISSIMMEE, FL 34746-3048 |
| Name | Verified Name |
|---|---|
| Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0000196384 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 11823/1524 |
| Instrument | 2021196384 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0103222023 |
| Book / Page | 010322 / 002023 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 225899 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 501 INTERLOCK ST LAKE ALFRED FL 338503910, LAKE ALFRED, FL 33850-3910 |
| Document Number | 103222024 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 010322/002024 |
| Instrument | 225900 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33930 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0102282143 |
| Book / Page | 010228 / 002143 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 152407 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $196.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 501 INTERLOCK ST, LAKE ALFRED, FL 33850-3910 |
| Document Number | 0102282147 |
| Book / Page | 010228 / 002147 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 152409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Number | 102282147 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 010228/002147 |
| Instrument | 152409 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 501 Interlock St was $4,153.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,422 (-1.43%) Land $36,000 Building $220,422 | $256,422 (-1.43%) Land $36,000 Building $220,422 | |
| 2025 | $4,153.00 Homeowner's exemption | $260,154 Land $36,000 Building $224,154 | $260,154 Land $36,000 Building $224,154 |
| 2023 | $4,416.00 (-0.45%) Homeowner's exemption | $269,341 (+0.99%) Land $36,000 Building $233,341 | $269,341 (+0.99%) Land $36,000 Building $233,341 |
| 2022 | $4,436.00 Homeowner's exemption | $266,698 Land $30,000 Building $236,698 | $266,698 Land $30,000 Building $236,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 501 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 Interlock St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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