Polk County property record for 497 Interlock St, Lake Alfred, FL 33850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,086 sqft · built 2017 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $204,300 (Dec 2017) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-04-522753-001250 |
| Primary APN | 26-28-04-522753-001250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 2,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,884 sqft (0.181 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 226 sqft |
| Street Address | 497 INTERLOCK ST |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 25 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 04 |
| Legal Subdivision | TRACT 4 THE LAKES |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12900 |
497 Interlock St is owned and occupied by two individuals who bought it in December 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 7, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage IBERIABANK MTG |
| Aug 7, 2017 | Warranty Deed, Mortgage PLATINUM BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on File |
| Deed Sale | Dec 7, 2017 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Document Number | 2017235425 |
| Deed Book / Page | 10334 / 1755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Document Number | 0000059626 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 11613/1781 |
| Instrument | 2021059626 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Document Number | 0113481816 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 497 INTERLOCK ST LAKE ALFRED FL 338503908, LAKE ALFRED, FL 33850-3908 |
| Document Number | 0113481816 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 011348/001816 |
| Instrument | 174028 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Aug 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 7, 2017 |
| Property Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Document Number | 0103341755 |
| Book / Page | 010334 / 001755 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 235425 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 INTERLOCK ST LAKE ALFRED FL 338503908, LAKE ALFRED, FL 33850-3908 |
| Document Number | 103341756 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 010334/001756 |
| Instrument | 235426 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 7, 2017 |
| Property Address | 497 INTERLOCK ST, LAKE ALFRED, FL 33850-3908 |
| Document Number | 0102251999 |
| Book / Page | 010225 / 001999 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 150105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | INNOVATIVE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $196.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058 |
| Document Number | 102252001 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 010225/002001 |
| Instrument | 150106 |
| Name | PLATINUM BK |
|---|---|
| Type | Bank |
| Address | 724 S FLORIDA AVE, LAKELAND, FL 33801-5233 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 497 Interlock St was $2,449 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,959 (+2.7%) | $262,762 (-1.41%) Land $36,000 Building $226,762 | |
| 2025 | $2,449.00 Homeowner's exemption | $171,333 | $266,533 Land $36,000 Building $230,533 |
| 2023 | $2,314.00 (+2.43%) Homeowner's exemption | $161,654 (+3%) | $275,824 (+2.77%) Land $36,000 Building $239,824 |
| 2022 | $2,259.00 Homeowner's exemption | $156,946 | $268,395 Land $30,000 Building $238,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Interlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Interlock St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures