Okaloosa County property record for 501 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,787 sqft · built 1984 |
| Lot Size | 0.253 acres (11,048 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Oct 2020) |
| Tax Bill | $4,485 (2025) |
| Deeds & Mortgages | Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9607-5 |
| Primary APN | C56-000-589-9607-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Heated Area |
| Gross Area | 2,330 sqft |
| 1st Floor Area | 1,787 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,048 sqft (0.253 acres) |
| Lot Width | 103 ft Width |
| Porch | Open Porch |
| Porch Area | 543 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 501 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD LOT 7 EXC W6.79 FT BLK 10 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS 3RD ADDN TO DESTIN |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 501 FIRST AVE, DESTIN, FL 32541-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Deed Document Number | 3397584 |
| Deed Book / Page | 3497 / 4070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 501 FIRST AVE, DESTIN, FL 32541-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 9, 2020 |
| Property Address | 501 FIRST AVE, DESTIN, FL 32541-1701 |
| Document Number | 0034974070 |
| Book / Page | 3497 / 4070 |
| Map Reference | MB 2 PG 164 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 3397584 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 366 PARADISE ISLAND DR, 366, DEFUNIAK SPRINGS, FL 32433-7071 |
| Name | Verified Name |
|---|---|
| Address | 8360 COUNTRY LIFE RD, PASADENA, MD 21122-4404 |
| Document Number | 0034974072 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 3497/4072 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,485.00 (+3.44%) Homeowner's exemption | $417,760 (+8%) Land $145,583 Building $272,177 | $417,760 (+8%) Land $145,583 Building $272,177 |
| 2023 | $4,336.00 (+32.28%) | $386,811 (+30.38%) Land $132,096 Building $254,715 | $386,811 (+30.38%) Land $132,096 Building $254,715 |
| 2022 | $3,278.00 | $296,670 Land $120,087 Building $176,583 | $296,670 Land $120,087 Building $176,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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