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504 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 504 E 16th St, Chattanooga, TN 37408 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,308 sqft · built 2004
Lot Size0.11 acres (4,823 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Jun 2025)
Tax Bill$2,235 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN145M Q 003

Property Details

APN / Parcel Number

Primary APN145M Q 003
Alternative APN
  • 0000071319

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,308 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,823 sqft (0.11 acres)
Lot Dimensions134 ft deep x 36 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000071319
Street Address504 E 16TH ST
CityCHATTANOOGA
StateTN
Zip37408-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 5 HERMAN FERGER SUB PB5 PG45
Legal SubdivisionFERGER HERMAN
Legal Block5
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1112
Census Tract2000

Owner

Source: Hamilton County records · APN 145M Q 003

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 E 16TH ST, CHATTANOOGA, TN 37408-2101
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
BUILTWELL STRUCTURES INC
Jun 03, 2025Warranty Deed, Transfer · Closed-End Mortgage
BANK OF CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2025 · Amount on Record
Deed SaleJun 03, 2025 · Amount on Record
Prior SaleSep 26, 2005 · Amount on Record
Deed Document Number202578
Deed Book / Page13940 / 399
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 29, 2026
Property Address504 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number0000000057
Book / Page14349 / 572
Instrument DateJun 22, 2026
Instrument202657
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E 16TH ST, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number0000000057,
DateJun 29, 2026
Book Page14349/572
Instrument202657
Lender
NameBUILTWELL STRUCTURES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 03, 2025
Property Address504 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number0000000078
Book / Page13940 / 399
Map ReferenceMB 5 PG 45
Instrument DateJun 02, 2025
Instrument2025060300078
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,645.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 E 16TH ST, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number0000000079
DateJun 03, 2025
Book Page13940/402
Instrument2025060300079
Lender
NameBANK OF CLEVELAND
TypeBank
AddressCLEVELAND, TN 37311
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueJun 02, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,235.00 (+6.23%)$147,500 (+56.83%)$590,000 (+56.83%) Land $100,000 Building $490,000
2024$2,104.00$94,050 (-)$376,200 (-) Land $50,000 Building $326,200
2023$2,104.00$94,050 (-)$376,200 (-) Land $50,000 Building $326,200
2022$2,104.00$94,050$376,200 Land $50,000 Building $326,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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