502 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 502 E 16th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,050 sqft · built 2004
Lot Size	0.11 acres (4,824 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2017)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145M Q 002`

Property Details

APN / Parcel Number

Primary APN	`145M Q 002`
Alternative APN	`0000071318`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,824 sqft (0.11 acres)
Lot Dimensions	134 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071318
Street Address	502 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 2 BLK 5 HERMAN FERGER PB 5 PG 45
Legal Subdivision	FERGER HERMAN
Legal Block	5
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1112
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	502 E 16TH ST, CHATTANOOGA, TN 37408-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Sep 23, 2004 · Amount on Record
Deed Document Number	2017102300278
Deed Book / Page	11184 / 834
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 23, 2017
Property Address	502 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number	0000000278
Book / Page	011184 / 000834
Instrument Date	Oct 20, 2017
Instrument	278
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 E 16TH ST CHATTANOOGA TN 374082101, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number	279
Date	Oct 23, 2017
Book Page	011184/000836
Instrument	279

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (-2.76%)	$130,275 (+43.51%)	$521,100 (+43.51%) Land $100,000 Building $421,100
2024	$2,030.00	$90,775 (-)	$363,100 (-) Land $50,000 Building $313,100
2023	$2,030.00	$90,775 (-)	$363,100 (-) Land $50,000 Building $313,100
2022	$2,030.00	$90,775	$363,100 Land $50,000 Building $313,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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