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500 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 500 E 16th St, Chattanooga, TN 37408 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,368 sqft · built 2003
Lot Size0.11 acres (4,824 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Jan 2025)
Tax Bill$1,482 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN145M Q 001

Property Details

APN / Parcel Number

Primary APN145M Q 001
Alternative APN
  • 0000071317

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,368 sqft Living Area

Exterior

Year BuiltBuilt 2003
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,824 sqft (0.11 acres)
Lot Dimensions134 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000071317
Street Address500 E 16TH ST
CityCHATTANOOGA
StateTN
Zip37408-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BLK 5 HERMAN FERGER SUB PB5 PG45
Legal SubdivisionFERGER HERMAN
Legal Block5
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1112
Census Tract2000

Owner

Source: Hamilton County records · APN 145M Q 001

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address500 E 16TH ST, CHATTANOOGA, TN 37408-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2025 · Amount on Record
Deed SaleJan 23, 2025 · Amount on Record
Prior SaleAug 10, 2010 · Amount on Record
Deed Document Number2025012300096
Deed Book / Page13819 / 378
Record UpdatedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 23, 2025
Property Address500 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number0000000096
Book / Page13819 / 378
Map ReferenceMB 5 PG 45
Instrument DateJan 22, 2025
Instrument2025012300096
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,979.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E 16TH ST, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number0013819381
DateJan 23, 2025
Instrument13819/381
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,482.00 (+8.97%)$97,800 (+60.79%)$391,200 (+60.79%) Land $100,000 Building $291,200
2024$1,360.00$60,825 (-)$243,300 (-) Land $50,000 Building $193,300
2023$1,360.00$60,825 (-)$243,300 (-) Land $50,000 Building $193,300
2022$1,360.00$60,825$243,300 Land $50,000 Building $193,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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