506 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 506 E 16th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,650 sqft · built 2005
Lot Size	0.11 acres (4,823 sqft)
Owner	Individual Name on Record
Last Sale	$236,700 (May 2014)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145M Q 004`

Property Details

APN / Parcel Number

Primary APN	`145M Q 004`
Alternative APN	`0000071320`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,823 sqft (0.11 acres)
Lot Dimensions	134 ft deep x 36 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000071320
Street Address	506 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 5 HERMAN FERGER SUB PB5 PG45
Legal Subdivision	FERGER HERMAN
Legal Block	5
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1112
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 E 16TH ST, CHATTANOOGA, TN 37408-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2014 · Amount on Record
Deed Sale	May 1, 2014 · Amount on Record
Prior Sale	Oct 24, 2011 · Amount on Record
Deed Document Number	2014211
Deed Book / Page	10206 / 48
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	506 E 16TH ST, CHATTANOOGA, TN 37408-2101
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000085
Date	Aug 23, 2023
Book Page	13379/625
Instrument	2023082300085

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	IRVINE, CA 92620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	506 E 16TH ST, CHATTANOOGA, TN 37408-2101
Document Number	0612000131
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E 16TH ST CHATTANOOGA TN 374082101, CHATTANOOGA, TN 37408-2101

Mortgage

Document Number	0612000131
Date	Jun 12, 2019
Book Page	011667/000192
Instrument	190612000131

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (+5.35%)	$128,650 (+55.52%)	$514,600 (+55.52%) Land $100,000 Building $414,600
2024	$1,850.00	$82,725 (-)	$330,900 (-) Land $50,000 Building $280,900
2023	$1,850.00	$82,725 (-)	$330,900 (-) Land $50,000 Building $280,900
2022	$1,850.00	$82,725	$330,900 Land $50,000 Building $280,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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