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422 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 422 E 16th St, Chattanooga, TN 37408 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,603 sqft · built 1930
Lot Size0.485 acres (21,156 sqft)
OwnerCompany Name on File
Last Sale$1,800,000 (May 2026)
Tax Bill$1,164 (2025)
Deeds & MortgagesMay 2026 Sale
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN145MB A 009

Property Details

APN / Parcel Number

Primary APN145MB A 009
Alternative APN
  • 0000071429

Interior

Full Baths1 Bath
Stories1 Story
Building Area3,603 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1949
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,156 sqft (0.485 acres)
Lot Dimensions123 ft deep x 172 ft wide
Total Buildings6 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000071429
Old Parcel Number145MBA 009
Street Address422 E 16TH ST
CityCHATTANOOGA
StateTN
Zip37408-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 14 16 18&20 BLK 3 MONTAGUES ADDN NO 1 PB2 PG34
Legal SubdivisionMONTAGUES ADDN NO 1
Legal Block3
Legal Lot Number14,16
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1011
Census Tract2000

Owner

Source: Hamilton County records · APN 145MB A 009

Assessment roll updated January 2, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address400 E MAIN ST, CHATTANOOGA, TN 37408-1311
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 23, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
TOWER COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2026 · Amount on Record
Deed SaleMay 01, 2026 · Amount on Record
Deed Document Number2026168
Deed Book / Page14282 / 924
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateMay 01, 2026
Property Address422 E 16TH ST, CHATTANOOGA, TN 37408-1901
Document Number0000000168
Book / Page14282 / 924
Instrument DateApr 28, 2026
Instrument2026.168
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$672,660.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address400 E MAIN ST, CHATTANOOGA, TN 37408-1311

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 23, 2023
Property Address422 E 16TH ST, CHATTANOOGA, TN 37408-1901
Document Number0000000101
Book / Page13194 / 269
Instrument DateJan 13, 2023
Instrument2023012300101
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2007, CHATTANOOGA, TN 37409-0007

Mortgage

Document Number0131940273
DateJan 23, 2023
Instrument13194-0273
Lender
NameTOWER COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (+20.37%)$76,825 (+77.63%)$307,300 (+77.63%) Land $120,000 Building $187,300
2023$967.00$43,250 (-)$173,000 (-) Land $120,000 Building $53,000
2022$967.00$43,250$173,000 Land $120,000 Building $53,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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