Hamilton County property record for 508 E 16th St, Chattanooga, TN 37408
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,144 sqft · built 2016 |
| Lot Size | 0.11 acres (4,824 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Nov 2024) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145M Q 005 |
| Primary APN | 145M Q 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,824 sqft (0.11 acres) |
| Lot Dimensions | 134 ft deep x 36 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000071321 |
|---|---|
| Street Address | 508 E 16TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 5 BLK 5 HERMAN FERGER SUB PB5 PG45 |
| Legal Subdivision | FERGER HERMAN |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145M Q 005
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 E 16TH ST, CHATTANOOGA, TN 37408-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 07, 2024 | Warranty Deed, Transfer · Conventional Mortgage S & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2024 · Amount on Record |
| Deed Sale | Nov 07, 2024 · Amount on Record |
| Prior Sale | May 03, 2016 · Amount on Record |
| Deed Document Number | 202496 |
| Deed Book / Page | 13755 / 616 |
| Prior Transfer Date | Jun 29, 1998 |
| Prior Transfer Doc | 0051250563 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 508 E 16TH ST, CHATTANOOGA, TN 37408-2101 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000001 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 12745/862 |
| Instrument | 2021112400001 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 07, 2024 |
| Property Address | 508 E 16TH ST, CHATTANOOGA, TN 37408-2101 |
| Document Number | 0000000096 |
| Book / Page | 13755 / 616 |
| Map Reference | MB 5 PG 45 |
| Instrument Date | Nov 06, 2024 |
| Instrument | 2024110700096 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 E 16TH ST, CHATTANOOGA, TN 37408-2101 |
| Document Number | 0000000097 |
|---|---|
| Date | Nov 07, 2024 |
| Instrument | 2024110700097 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (+1.71%) | $172,475 (+50.14%) | $689,900 (+50.14%) Land $100,000 Building $589,900 |
| 2024 | $2,570.00 | $114,875 (-) | $459,500 (-) Land $50,000 Building $409,500 |
| 2023 | $2,570.00 | $114,875 (-) | $459,500 (-) Land $50,000 Building $409,500 |
| 2022 | $2,570.00 | $114,875 | $459,500 Land $50,000 Building $409,500 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 370 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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