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5037 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5037 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,803 sqft Heated Area
Lot Size10,803 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2020)
Tax Bill$5,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN122357
Alternative APN
  • 072531388500010730

Interior

Bedrooms6 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,803 sqft Heated Area
Gross Area4,710 sqft Gross Area
1st Floor1,947 sqft 1st Floor
Upper Floors1,856 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,803 sqft (0.248 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area483 sqft Garage
FenceFence
PorchOpen Porch
Porch Area424 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122357
Street Address5037 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 73
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number73
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 122357

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERIFIRST FINANCIAL CORP
Aug 03, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
AMERIFIRST FINANCIAL CORP
Sep 23, 2019Trustee's Deed, Transfer
ATTORNEY ONLY
Mar 22, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2020 · Amount on Record
Deed SaleAug 03, 2020 · Amount on Record
Prior SaleSep 23, 2019 · Amount on Record
Deed Doc Number2020100923
Deed Book / Page5767 / 19
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0060902847
DateNov 19, 2021
Book Page6090/2847
Instrument2021180312
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057720634
DateAug 11, 2020
Book Page5772/634
Instrument2020105364
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2020
Property Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0057670019
Book / Page5767 / 19
Map ReferenceMB 16 PG 90-92
Instrument DateJul 24, 2020
Instrument2020100923
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address111 E MONUMENT AVE # AVE309, 111, KISSIMMEE, FL 34741-5762

Transferred To (Grantee/Buyer)

NameVerified Name
Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0000576721
DateAug 03, 2020
Instrument5767/21
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

September 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2019
Property Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0055940182
Book / Page005594 / 000182
Instrument DateSep 10, 2019
Instrument122968
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,033.50
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 E MONUMENT AVE #309 KISSIMMEE FL 347415772, 309, KISSIMMEE, FL 34741-5772

March 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5037 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0053050561
Book / Page005305 / 000561
Instrument DateFeb 13, 2018
Instrument46254
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,344.00 (+6.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$380,164 (+5.99%)$526,100 (-3.06%) Land $90,000 Building $436,100
2023$5,000.00 (+3.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$358,690 (+3%)$542,700 (+16.89%) Land $90,000 Building $452,700
2022$4,812.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$348,243$464,300 Land $80,000 Building $384,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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