5028 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5028 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,759 sqft · built 2006
Lot Size0.23 acres (10,062 sqft)
OwnerIndividual Name on File
Last Sale$258,000 (Sep 2013)
Tax Bill$4,260 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2017 Mortgage
Flood ZoneZone AE (high risk)
APN122378

Property Details

APN / Parcel Number

Primary APN122378
Alternative APN
  • 072531388500010940

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,759 sqft Heated Area
Gross Area3,609 sqft
1st Floor Area1,403 sqft
Upper Floors Area1,356 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.23 acres)
Garage TypeFinished
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchOpen Porch
Porch Area220 sqft
Deck Area542 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number122378
Street Address5028 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 94
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number94
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract43600

Owner

Source: Osceola County records · APN 122378

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5028 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2013 · Amount on Record
Deed SaleSep 17, 2013 · Amount on Record
Prior SaleJun 14, 2006 · Amount on Record
Deed Document Number2013145564
Deed Book / Page4502 / 2717
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5028 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5028 COVEVIEW DR, SAINT CLOUD, FL 34771-7963

Mortgage

Document Number0058872515
DateFeb 09, 2021
Book Page5887/2515
Instrument2021018807
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5028 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051672587
DateJun 22, 2017
Book Page5167/2587
Instrument2017090915
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJul 01, 2042

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,260.00 (+7.22%) Homeowner's exemption$296,960 (+5.99%)$501,800 (-1.97%) Land $90,000 Building $411,800
2023$3,973.00 (+4.09%) Homeowner's exemption$280,186 (+3%)$511,900 (+14.88%) Land $90,000 Building $421,900
2022$3,817.00 Homeowner's exemption$272,026$445,600 Land $80,000 Building $365,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 402 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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