Osceola County property record for 5036 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,447 sqft Heated Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Garage | Finished, 667 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,508.00 (2025) |
| Primary APN | 122375 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,447 sqft Heated Area |
| Gross Area | 3,428 sqft Gross Area |
| 1st Floor | 2,447 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,934 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 667 sqft Garage |
| Porch | Open Porch |
| Porch Area | 314 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 122375 |
|---|---|
| Street Address | 5036 COVEVIEW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 91 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 43600 |
Source: Osceola County records · APN 122375
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5036 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 01, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 |
| Deed Sale | Aug 30, 2024 |
| Prior Sale | Sep 23, 2005 · Amount on Record |
| Deed Doc Number | 2019026794 |
| Deed Book / Page | 5485 / 0260 |
| Prior Transfer Date | Mar 01, 2019 |
| Prior Transfer Doc | 2019026794 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5036 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056722118 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 5672/2118 |
| Instrument | 2020020881 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2019 |
| Property Address | 5036 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0054850260 |
| Book / Page | 005485 / 000260 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 26794 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5036 COVEVIEW DR ST CLOUD FL 347717963, ST CLOUD, FL 34771-7963 |
| Document Number | 54850262 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 005485/000262 |
| Instrument | 26795 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,508.00 (+9.54%) | $435,300 (-2.94%) Land $90,000 Building $345,300 | $435,300 (-2.94%) Land $90,000 Building $345,300 |
| 2023 | $5,941.00 (+12.35%) | $448,500 (+16.71%) Land $90,000 Building $358,500 | $448,500 (+16.71%) Land $90,000 Building $358,500 |
| 2022 | $5,288.00 | $384,300 Land $80,000 Building $304,300 | $384,300 Land $80,000 Building $304,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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