5041 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5041 Coveview Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,487 sqft · built 2005
Lot Size	0.219 acres (9,539 sqft)
Owner	2 Individual Names on File
Last Sale	$361,500 (Oct 2019)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-25-31-3885-0001-0750`

Property Details

APN / Parcel Number

Primary APN	`07-25-31-3885-0001-0750`
Alternative APNs	`253107388500010750` `122359`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,487 sqft Living Area
Gross Area	4,557 sqft
1st Floor Area	1,595 sqft
Upper Floors Area	1,892 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,539 sqft (0.219 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	461 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	5041 COVEVIEW DR
City	SAINT CLOUD
State	FL
Zip	34771-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE POINTE PB 16 PGS 90-92 LOT 75
Legal Range	31E
Legal Township	25S
Legal Section	07
Legal Subdivision	LAKE POINTE
Legal Tract	3885
Legal Block	750
Legal Lot Number	75
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 07-25-31-3885-0001-0750

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5041 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 23, 2017	Intrafamily Transfer, Transfer · VA Mortgage FEDERATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Oct 05, 2012 · Amount on Record
Deed Document Number	2019133784
Deed Book / Page	5606 / 2556
Prior Transfer Date	Jan 18, 2017
Prior Transfer Doc	0050892082
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 16, 2019
Property Address	5041 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number	0056062556
Book / Page	5606 / 2556
Map Reference	MB 16 PG 90-92
Instrument Date	Oct 16, 2019
Instrument	2019133784
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	TRADITIONS T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,530.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4929 TENNESSEE LAKE DR, 4929, AUBURNDALE, FL 33823-5725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number	0056062558
Date	Oct 16, 2019
Instrument	5606/2558

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2017
Property Address	5041 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number	0050892082
Book / Page	5089 / 2082
Map Reference	MB16 PG90-92
Instrument Date	Jan 18, 2017
Instrument	2017012060
Transaction Type	Transfer
Record Updated	Feb 08, 2022

Transaction

Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5041 COVEVIEW DR, 5041, SAINT CLOUD, FL 34771-7966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5041 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number	0050892084
Date	Jan 23, 2017
Instrument	5089/2084

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (+4.68%) Homeowner's exemption	$363,739 (+5.99%)	$514,600 (-3.07%) Land $90,000 Building $424,600
2024	$4,954.00 (+2.08%)
2023	$4,853.00 (+3.87%) Homeowner's exemption	$343,193 (+3%)	$530,900 (+16.76%) Land $90,000 Building $440,900
2022	$4,672.00 Homeowner's exemption	$333,198	$454,700 Land $80,000 Building $374,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 278 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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