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5034 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5034 Coveview Dr, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,310 sqft · built 2005
Lot Size0.228 acres (9,931 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Dec 2024)
Tax Bill$7,137 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone AE (high risk)
APN07-25-31-3885-0001-0920

Property Details

APN / Parcel Number

Primary APN07-25-31-3885-0001-0920
Alternative APNs
  • 253107388500010920
  • 122376

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,310 sqft Living Area
Gross Area4,076 sqft
1st Floor Area1,962 sqft
Upper Floors Area1,348 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,931 sqft (0.228 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area288 sqft
PorchFinished/Open Porch
Porch Area150 sqft
Deck Area495 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address5034 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 92
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block920
Legal Lot Number92
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract43600

Owner

Source: Osceola County records · APN 07-25-31-3885-0001-0920

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5034 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleJan 06, 2006 · Amount on Record
Deed Document Number2024163908
Deed Book / Page6718 / 1060
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5034 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedMar 06, 2026
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5034 COVEVIEW DR, SAINT CLOUD, FL 34771-7963

Mortgage

Document Number0069172972
DateFeb 04, 2026
Book Page6917/2972
Instrument2026015625
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueMar 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,137.00 (+114.71%)$504,600 (+105.78%) Land $90,000 Building $414,600$504,600 (-2.3%) Land $90,000 Building $414,600
2024$3,324.00 (+2.34%)
2023$3,248.00 (+2.53%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$245,215 (+3%)$516,500 (+16.22%) Land $90,000 Building $426,500
2022$3,168.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$238,073$444,400 Land $80,000 Building $364,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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