5032 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5032 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,138 sqft · built 2006
Lot Size0.219 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Jan 2010)
Tax Bill$3,948 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN122377

Property Details

APN / Parcel Number

Primary APN122377
Alternative APN
  • 072531388500010930

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,138 sqft Heated Area
Gross Area4,125 sqft
1st Floor Area2,064 sqft
Upper Floors Area1,074 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Garage TypeFinished
Garage Area615 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area36 sqft
PorchOpen Porch
Porch Area372 sqft
Deck Area700 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number122377
Street Address5032 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 93
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number93
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract43600

Owner

Source: Osceola County records · APN 122377

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2010 · Amount on Record
Deed SaleJan 25, 2010 · Amount on Record
Deed Document Number0039641202
Deed Book / Page3095 / 0004
Prior Transfer DateMar 14, 2006
Prior Transfer Doc2006070669
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052851703
DateFeb 14, 2018
Book Page5285/1703
Instrument2018025253
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 07, 2033

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963

Mortgage

Document Number0061422136
DateFeb 03, 2022
Book Page6142/2136
Instrument2022018212
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2037

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963

Mortgage

Document Number0061792602
DateMar 25, 2022
Book Page6179/2602
Instrument2022047967
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,948.00 (+7.4%) Homeowner's exemption$274,433 (+5.99%)$513,800 (-2.8%) Land $90,000 Building $423,800
2023$3,676.00 (+4.2%) Homeowner's exemption$258,932 (+3%)$528,600 (+15.44%) Land $90,000 Building $438,600
2022$3,528.00 Homeowner's exemption$251,391$457,900 Land $80,000 Building $377,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
253 of 278 on primary residences
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Ian (Sep 2022), 4 claims
  • Hurricane Ian (Sep 2022), 3 claims
  • Hurricane Irma (Sep 2017), 6 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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