Osceola County property record for 5032 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,138 sqft · built 2006 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jan 2010) |
| Tax Bill | $3,948 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 122377 |
| Primary APN | 122377 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Heated Area |
| Gross Area | 4,125 sqft |
| 1st Floor Area | 2,064 sqft |
| Upper Floors Area | 1,074 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Finished |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Deck Area | 700 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 122377 |
|---|---|
| Street Address | 5032 COVEVIEW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 93 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43600 |
Source: Osceola County records · APN 122377
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Feb 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2010 · Amount on Record |
| Deed Sale | Jan 25, 2010 · Amount on Record |
| Deed Document Number | 0039641202 |
| Deed Book / Page | 3095 / 0004 |
| Prior Transfer Date | Mar 14, 2006 |
| Prior Transfer Doc | 2006070669 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052851703 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 5285/1703 |
| Instrument | 2018025253 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 07, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0061422136 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 6142/2136 |
| Instrument | 2022018212 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5032 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0061792602 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 6179/2602 |
| Instrument | 2022047967 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,948.00 (+7.4%) Homeowner's exemption | $274,433 (+5.99%) | $513,800 (-2.8%) Land $90,000 Building $423,800 |
| 2023 | $3,676.00 (+4.2%) Homeowner's exemption | $258,932 (+3%) | $528,600 (+15.44%) Land $90,000 Building $438,600 |
| 2022 | $3,528.00 Homeowner's exemption | $251,391 | $457,900 Land $80,000 Building $377,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force 253 of 278 on primary residences |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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