Harford County property record for 503 Garnett Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.25 acres (10,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jun 2023) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-148001 |
| Primary APN | 01-148001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Total Area |
| Basement Area | 735 sqft |
| Finished Basement | 735 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 10,877 sqft (0.25 acres) |
| Lot Dimensions | 149 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 148001 |
|---|---|
| Street Address | 503 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 16 B38 85/61X149 503 GARNETT ROAD JOPPATOWNE S4 P 15/56 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 38 |
| Legal Lot Number | 16 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-148001
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 GARNETT RD, JOPPA, MD 21085-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jun 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jun 20, 2023 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Mar 12, 2009 · Amount on Record |
| Deed Book / Page | 15942 / 386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 503 GARNETT RD, JOPPA, MD 21085-4210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 503 GARNETT RD, JOPPA, MD 21085-4210 |
| Investor | Possibly a Property Investor |
| Document Number | 0168640334 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 16864/334 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 503 GARNETT RD, JOPPA, MD 21085-4210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0159420405 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 15942/405 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 20, 2023 |
| Property Address | 503 GARNETT RD, JOPPA, MD 21085-4210 |
| Document Number | 0159420386 |
| Book / Page | 15942 / 386 |
| Map Reference | LB 8060 FO 57 |
| Instrument Date | Jun 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 BARNETT ROAD, JOPPA, MD 21085 |
| Investor | Possibly a Property Investor |
| Document Number | 0159420392 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 15942/392 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,500 (+44.38%) | $332,200 (+58.12%) Land $69,400 Building $262,800 | |
| 2025 | $2,289.00 (+8.43%) | ||
| 2023 | $201,900 (+4.23%) | $210,100 (-) Land $69,400 Building $140,700 | |
| 2022 | $2,111.00 (-0.14%) Homeowner's exemption | $193,700 | $210,100 Land $69,400 Building $140,700 |
| 2021 | $2,114.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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