Harford County property record for 409 Garnett Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 980 sqft Total Area |
| Lot Size | 10,944 sqft (0.251 acres) |
| Garage | Attached, 220 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $306,000 (2020) |
| Tax Bill | $3,119.00 (2025) |
| Primary APN | 01-147323 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 980 sqft Total Area |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,944 sqft (0.251 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 220 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 396 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 147323 |
|---|---|
| Street Address | 409 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 13 BK 38 10944 SF 409 GARNETT ROAD JOPPATOWNE S4 PT 15/56 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 38 |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-147323
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 27, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG |
| Jul 10, 2020 | Grant Deed, Transfer · Building or Construction Mortgage DANIEL CHANTELOUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Book / Page | 14215 / 312 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0151860332 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 16, 2021 |
| Property Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0151860332 |
| Book / Page | 15186 / 332 |
| Map Reference | MB GRG15 FO 56 |
| Instrument Date | Nov 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 27, 2020 |
| Property Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0142150312 |
| Book / Page | 14215 / 312 |
| Map Reference | MMB GRG 15 FO 56 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MARVEL TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0014215318 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 14215/318 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0142150318 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 409 GARNETT RD JOPPA MD 210854208, JOPPA, MD 21085-4208 |
| Document Number | 0142150318 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 014215/000318 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341-3163 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 10, 2020 |
| Property Address | 409 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0139660434 |
| Book / Page | 013966 / 000434 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 409 GARNETT RD JOPPA MD 210854208, JOPPA, MD 21085-4208 |
| Document Number | 139660443 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 013966/000443 |
| Name | DANIEL CHANTELOUP |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 09, 2021 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,000 (+5.73%) | $338,400 (-) Land $69,400 Building $269,000 | |
| 2025 | $3,119.00 (+22.51%) | $303,600 (+16.81%) | $338,400 (+18.24%) Land $69,400 Building $269,000 |
| 2023 | $259,900 | $286,200 Land $69,400 Building $216,800 | |
| 2022 | $2,546.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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