504 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 504 Garnett Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,040 sqft · built 1964
Lot Size0.263 acres (11,440 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Sep 2023)
Tax Bill$1,932 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-138324

Property Details

APN / Parcel Number

Primary APN01-138324
Alternative APNs
  • 1138324
  • 138324

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Total Area
Basement Area312 sqft
Finished Basement312 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,440 sqft (0.263 acres)
PorchSlab
Porch Area204 sqft
Patio Area608 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number138324
Street Address504 GARNETT RD
CityJOPPA
StateMD
Zip21085-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 27 BK 36 11440 SF 504 GARNETT ROAD JOPPATOWNE S4 PT 15/56
Legal SubdivisionJOPPATOWNE
Legal Block36
Legal Lot Number27
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 GARNETT RD, JOPPA, MD 21085-4211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleFeb 11, 2004
Transfer Doc0000002492
Record UpdatedSep 20, 2026

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARFORD MD
Recording DateSep 12, 2023
Property Address504 GARNETT RD, JOPPA, MD 21085-4211
Document Number0160290414
Book / Page16029 / 414
Map ReferenceMB GRG 15 FO 56
Instrument DateAug 25, 2023
Transaction TypeTransfer
Record UpdatedSep 20, 2023
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address504 GARNETT RD, JOPPA, MD 21085-4211

Mortgage

Document Number0160290421
DateSep 12, 2023
Instrument16029-0421
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,633 (+8.12%)$224,300 (-) Land $69,500 Building $154,800
2025$1,932.00 (+2,442.11%) Homeowner's exemption$192,967 (+12.82%)$224,300 (+26.51%) Land $69,500 Building $154,800
2023$171,033$177,300 Land $69,500 Building $107,800
2022$76.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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