505 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 505 Garnett Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,288 sqft · built 1965
Lot Size	0.256 acres (11,169 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2015)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-133527`

Property Details

APN / Parcel Number

Primary APN	`01-133527`
Alternative APNs	`1133527` `133527`

Interior

Full Baths	3 Baths
Building Area	1,288 sqft Total Area
Basement Area	965 sqft
Finished Basement	965 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	11,169 sqft (0.256 acres)
Garage Type	Basement
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	352 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	133527
Street Address	505 GARNETT RD
City	JOPPA
State	MD
Zip	21085-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 17 BK 38 11169 SF 505 GARNETT ROAD JOPPATOWNE S4 PT 15/56
Legal Subdivision	JOPPATOWNE
Legal Block	38
Legal Lot Number	17
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2018
Census Tract	301401

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 GARNETT RD, JOPPA, MD 21085-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 9, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Book / Page	11514 / 371
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	505 GARNETT RD, JOPPA, MD 21085-4210
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161610423
Date	Jan 31, 2024
Book Page	16161/423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	505 GARNETT RD, JOPPA, MD 21085-4210
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158070400
Date	Jan 30, 2023
Book Page	15807/400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	505 GARNETT RD, JOPPA, MD 21085-4210
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156330085
Date	Aug 12, 2022
Book Page	15633/85

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	May 1, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	505 GARNETT RD, JOPPA, MD 21085-4210
Document Number	0129720367
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 GARNETT RD JOPPA MD 210854210, JOPPA, MD 21085-4210

Mortgage

Document Number	0129720367
Date	Sep 6, 2018
Book Page	012972/000367

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	505 GARNETT RD, JOPPA, MD 21085-4210
Document Number	0123870117
Book / Page	012387 / 000117
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 GARNETT RD JOPPA MD 210854210, JOPPA, MD 21085-4210

Mortgage

Document Number	0123870117
Date	Jun 14, 2017
Book Page	012387/000117

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2037

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,200 (+13.7%)	$294,400 (+16.92%) Land $69,500 Building $224,900
2025	$2,744.00 (+4.45%) Homeowner's exemption
2023		$246,433	$251,800 Land $69,500 Building $182,300
2022	$2,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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