Harford County property record for 500 Garnett Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,240 sqft · built 1964 |
| Lot Size | 0.225 acres (9,817 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Jun 2022) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-132296 |
| Primary APN | 01-132296 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,240 sqft Total Area |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,817 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 132296 |
|---|---|
| Street Address | 500 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 25 BK 36 9817 SF 500 GARNETT ROAD JOPPATOWNE S4 PT 15/56 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 36 |
| Legal Lot Number | 25 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-132296
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MARYLAND MUTUAL MORTGAGE LLC |
| Jun 01, 2022 | Special Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 10, 2020 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 10, 2017 | Quit Claim Deed, Transfer CERTIFIED TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2022 · Amount on Record |
| Deed Sale | Jun 01, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Book / Page | 15536 / 174 |
| Prior Transfer Date | Sep 13, 2017 |
| Prior Transfer Doc | 0125480425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0126500325 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 12650/0325 |
| Instrument | 12650-0325 |
| Name | MARYLAND MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOREST HILL, MD 21050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 01, 2022 |
| Property Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Document Number | 0155360174 |
| Book / Page | 15536 / 174 |
| Map Reference | MB GRG 15 FO 56 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 MARTINIQUE CIR, 102, BERLIN, MD 21811-1704 |
| Name | Verified Name |
|---|---|
| Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Document Number | 0155360183 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 15536-0183 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 10, 2020 |
| Property Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Document Number | 0139690042 |
| Book / Page | 13969 / 42 |
| Map Reference | MB GRG15 FO 56 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Document Number | 0001396948 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 13969/48 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 10, 2017 |
| Property Address | 500 GARNETT RD, JOPPA, MD 21085-4211 |
| Document Number | 0125480425 |
| Book / Page | 012548 / 000425 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | CERTIFIED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 500 GARNETT RD JOPPA MD 210854211, JOPPA, MD 21085-4211 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,033 (+34.55%) | $347,600 (+40.79%) Land $69,300 Building $278,300 | |
| 2025 | $2,647.00 (+10.48%) Homeowner's exemption | ||
| 2023 | $233,400 | $246,900 Land $69,300 Building $177,600 | |
| 2022 | $2,396.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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