500 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 500 Garnett Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,240 sqft · built 1964
Lot Size0.225 acres (9,817 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Jun 2022)
Tax Bill$2,647 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jun 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-132296

Property Details

APN / Parcel Number

Primary APN01-132296
Alternative APNs
  • 1132296
  • 132296

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,240 sqft Total Area
Basement Area850 sqft
Finished Basement850 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,817 sqft (0.225 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number132296
Street Address500 GARNETT RD
CityJOPPA
StateMD
Zip21085-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 BK 36 9817 SF 500 GARNETT ROAD JOPPATOWNE S4 PT 15/56
Legal SubdivisionJOPPATOWNE
Legal Block36
Legal Lot Number25
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County records · APN 01-132296

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address500 GARNETT RD, JOPPA, MD 21085-4211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
MARYLAND MUTUAL MORTGAGE LLC
Jun 01, 2022Special Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jul 10, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 10, 2017Quit Claim Deed, Transfer
CERTIFIED TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2022 · Amount on Record
Deed SaleJun 01, 2022 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Book / Page15536 / 174
Prior Transfer DateSep 13, 2017
Prior Transfer Doc0125480425
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address500 GARNETT RD, JOPPA, MD 21085-4211
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126500325
DateDec 26, 2017
Book Page12650/0325
Instrument12650-0325
Lender
NameMARYLAND MUTUAL MORTGAGE LLC
TypeMortgage Company
AddressFOREST HILL, MD 21050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2047

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARFORD MD
Recording DateJun 01, 2022
Property Address500 GARNETT RD, JOPPA, MD 21085-4211
Document Number0155360174
Book / Page15536 / 174
Map ReferenceMB GRG 15 FO 56
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedJun 09, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 MARTINIQUE CIR, 102, BERLIN, MD 21811-1704

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 GARNETT RD, JOPPA, MD 21085-4211

Mortgage

Document Number0155360183
DateJun 01, 2022
Instrument15536-0183
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJul 10, 2020
Property Address500 GARNETT RD, JOPPA, MD 21085-4211
Document Number0139690042
Book / Page13969 / 42
Map ReferenceMB GRG15 FO 56
Instrument DateJul 01, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 GARNETT RD, JOPPA, MD 21085-4211

Mortgage

Document Number0001396948
DateJul 10, 2020
Instrument13969/48
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateOct 10, 2017
Property Address500 GARNETT RD, JOPPA, MD 21085-4211
Document Number0125480425
Book / Page012548 / 000425
Instrument DateSep 13, 2017
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyCERTIFIED TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address500 GARNETT RD JOPPA MD 210854211, JOPPA, MD 21085-4211

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$314,033 (+34.55%)$347,600 (+40.79%) Land $69,300 Building $278,300
2025$2,647.00 (+10.48%) Homeowner's exemption
2023$233,400$246,900 Land $69,300 Building $177,600
2022$2,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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