Harford County property record for 411 Garnett Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,560 sqft Total Area |
| Lot Size | 10,944 sqft (0.251 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $391,500 (2023) |
| Tax Bill | $2,997.00 (2025) |
| Primary APN | 01-126172 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 1,560 sqft Total Area |
| Basement Area | 650 sqft Basement |
| Finished Basement | 650 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,944 sqft (0.251 acres) |
| Depth X Width | 152 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 216 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 126172 |
|---|---|
| Street Address | 411 GARNETT RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 14 10944 SF 411 GARNETT ROAD JOPPATOWNE S4 P 15/56 |
| Legal Subdivision | JOPPATOWNE PART 1 |
| Legal Block | 38 |
| Legal Lot Number | 14 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-126172
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2023 | Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 21, 2020 | Deed, Transfer · Veterans Administration Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 25, 2019 | Grant Deed, Transfer EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2020 · Amount on Record |
| Prior Transfer Date | Apr 17, 2006 |
| Prior Transfer Doc | 0067650001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 08, 2023 |
| Property Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0159950191 |
| Book / Page | 15995 / 191 |
| Map Reference | MB GRG 15 FO 56 |
| Instrument Date | Jun 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $978.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0159950199 |
|---|---|
| Date | Aug 08, 2023 |
| Instrument | 15995-0199 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 21, 2020 |
| Property Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0137050417 |
| Book / Page | 13705 / 0417 |
| Map Reference | MB GRG 15 FO 56 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0013705421 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 13705/421 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 25, 2019 |
| Property Address | 411 GARNETT RD, JOPPA, MD 21085-4208 |
| Document Number | 0131640082 |
| Book / Page | 013164 / 000082 |
| Instrument Date | Feb 06, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | EMERALD BAY ESCROW SERVICES LLC, EMERALD BAY ESCROW SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1118 SPARROW MILL WAY BEL AIR MD 210156134, BEL AIR, MD 21015-6134 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,867 (+10.7%) | $373,800 (-) Land $69,400 Building $304,400 | |
| 2025 | $2,997.00 (+12.67%) Homeowner's exemption | $307,933 (+18.65%) | $373,800 (+35.93%) Land $69,400 Building $304,400 |
| 2023 | $259,533 (+6.34%) | $275,000 (-) Land $69,400 Building $205,600 | |
| 2022 | $2,660.00 (+2.11%) | $244,067 | $275,000 Land $69,400 Building $205,600 |
| 2021 | $2,605.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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