502 E Pine St, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 502 E Pine St, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1994
Lot Size	0.232 acres (10,133 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Sep 1994)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-8053-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-8053-0`
Alternative APN	`18-2S-25-272A-0014-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Heated Area
Gross Area	2,122 sqft
1st Floor Area	1,604 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,133 sqft (0.232 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	502 E PINE ST
City	MARY ESTHER
State	FL
Zip	32569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNNEHAVEN BCH EST LOT 8 BLK 14
Legal Range	25
Legal Township	02S
Legal Section	18
Legal Subdivision	WYNNEHAVEN BCH ESTATES
Legal Block	14
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	4
Census Block	4011
Census Tract	23100

Owner

Source: Okaloosa County records · APN C56-000-595-8053-0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	502 E PINE ST, MARY ESTHER, FL 32569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 1994 · Amount on Record
Deed Sale	Sep 01, 1994 · Amount on Record
Deed Document Number	0018671565
Record Updated	Jun 08, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	502 E PINE ST, MARY ESTHER, FL 32569
Document Number	0033493895
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 E PINE ST MARY ESTHER FL 32569, MARY ESTHER, FL 32569

Mortgage

Document Number	0033493895
Date	May 14, 2018
Book Page	003349/003895
Instrument	3206372

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	May 13, 2036

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+5.62%) Homeowner's exemption	$125,983 (+5.99%)	$223,174 (+2.07%) Land $53,838 Building $169,336
2023	$979.00 (+6.07%) Homeowner's exemption	$118,866 (+3%)	$218,643 (+6.29%) Land $36,093 Building $182,550
2022	$923.00 Homeowner's exemption	$115,404	$205,707 Land $33,732 Building $171,975

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	28 (2004–2020)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Hurricane Dennis, Jul 2005 · 2 claims Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.