397 E Pine St, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 397 E Pine St, Mary Esther, FL 32569 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,423 sqft · built 1985
Lot Size0.242 acres (10,557 sqft)
OwnerIndividual Name on File
Tax Bill$2,524 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-595-7902-9

Property Details

APN / Parcel Number

Primary APNC56-000-595-7902-9
Alternative APN
  • 18-2S-25-027A-0000-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,423 sqft Heated Area
Gross Area1,953 sqft
1st Floor Area1,423 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,557 sqft (0.242 acres)
Lot Width70 ft Width
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address397 E PINE ST
CityMARY ESTHER
StateFL
Zip32569-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKS PLACE LOT 1
Legal Range25
Legal Township02S
Legal Section18
Legal SubdivisionBROOKS PLACE
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4017
Census Tract23100

Owner

Source: Okaloosa County records · APN C56-000-595-7902-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address624 W PINE ST, MARY ESTHER, FL 32569-2742
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2004
Deed SaleJul 01, 2004
Deed Document Number0025792848
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,524.00 (+7.36%)$212,100 (+3.23%) Land $53,838 Building $158,262$212,100 (+3.23%) Land $53,838 Building $158,262
2023$2,351.00 (+10.27%)$205,460 (+6.61%) Land $36,093 Building $169,367$205,460 (+6.61%) Land $36,093 Building $169,367
2022$2,132.00$192,721 Land $33,732 Building $158,989$192,721 Land $33,732 Building $158,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910231004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 96 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims28 (2004–2020)
Claims Outside the SFHA3 of 28
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 14 claims
  • Hurricane Dennis, Jul 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 495 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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