Okaloosa County property record for 398 E Pine St, Mary Esther, FL 32569 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1986 |
| Lot Size | 0.239 acres (10,410 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,051 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-8231-2 |
| Primary APN | C56-000-595-8231-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,350 sqft |
| 1st Floor Area | 1,410 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,410 sqft (0.239 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 398 E PINE ST |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYNNHAVEN BCH EST LOT 11 BLK A & BEG SW COR LOT 11 S30 FT E80 FT N30 FT W80 FT TO POB |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | WYNNHAVEN BCH EST |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 23100 |
Source: Okaloosa County records · APN C56-000-595-8231-2
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 398 E PINE ST, MARY ESTHER, FL 32569-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2007 |
| Transfer Doc | 0028121053 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 (+6.27%) Homeowner's exemption Senior Citizen's exemption | $143,506 (+5.99%) | $234,493 (+1.97%) Land $53,838 Building $180,655 |
| 2023 | $989.00 (+7.03%) Homeowner's exemption Additional exemption filed | $135,400 (+3%) | $229,969 (+6.19%) Land $36,093 Building $193,876 |
| 2022 | $924.00 Homeowner's exemption Additional exemption filed | $131,456 | $216,554 Land $33,732 Building $182,822 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910231004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 96 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 28 (2004–2020) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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