Okaloosa County property record for 402 E Pine St, Mary Esther, FL 32569
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2005 |
| Lot Size | 1.14 acres (49,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Jan 2026) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-8252-8 |
| Primary APN | C56-000-595-8252-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,168 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 49,666 sqft (1.14 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed/Finished Porch |
| Porch Area | 494 sqft |
| Patio Area | 874 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 402 E PINE ST |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-1340 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WYNNEHAVEN BCH EST BEG NW COR LOT 10 BLK A S 130 FT E 320.4 FT S 60 FT W 94.96 FT N 11.7 FT W 362 FT N 4 DEG E 250 FT E 116.6 FT S 65.9 FT TO POB |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | WYNNEHAVEN BCH EST |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 23100 |
Source: Okaloosa County records · APN C56-000-595-8252-8
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 21, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 06, 2023 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Dec 17, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Jan 03, 2024 | Re-recorded Document SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Jan 03, 2024 · Amount on Record |
| Deed Document Number | 20263794507 |
| Prior Transfer Date | Dec 10, 2021 |
| Prior Transfer Doc | 0003664646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0003794507 |
| Map Reference | MB 4 PG 53 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 3794507 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 EAST PINE STREET, MARY ESTHER, FL 32569-1340 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0003794508 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 3794508 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 04, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 06, 2023 |
| Property Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0003660712 |
| Map Reference | MB 4 PG 53 |
| Instrument Date | Dec 05, 2023 |
| Instrument | 3660712 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | NOT AVAILABLE, CLOSING AGCY EMERAL COAST LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0003660713 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 3660713 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0035933516 |
| Book / Page | 3593 / 3516 |
| Map Reference | MB 4 PG 53 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 3513728 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7021 S MARK TWAIN DR, 7021, DERBY, KS 67037-4119 |
| Name | Verified Name |
|---|---|
| Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0035933518 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 3593/3518 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 03, 2024 |
| Property Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
| Document Number | 0003664646 |
| Map Reference | MB 4 PG 53 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 3664646 |
| Record Updated | Jan 25, 2024 |
| Title Company | SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 7021 S MARK TWAIN DR, DERBY, KS 67037-4119 |
| Name | Verified Name |
|---|---|
| Address | 402 E PINE ST, MARY ESTHER, FL 32569-1340 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (+67.48%) | $166,714 (+47.55%) Land $47,108 Building $119,606 | $166,714 (+29%) Land $47,108 Building $119,606 |
| 2023 | $907.00 (+6.21%) Homeowner's exemption | $112,990 (+3%) | $129,236 (+17.81%) Land $37,898 Building $91,338 |
| 2022 | $854.00 Homeowner's exemption | $109,699 Land $35,419 Building $74,280 | $109,699 Land $35,419 Building $74,280 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 28 (2004–2020) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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