391 E Pine St, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 391 E Pine St, Mary Esther, FL 32569 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,058 sqft · built 2006
Lot Size	0.27 acres (11,755 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2018)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-8022-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-8022-5`
Alternative APNs	`18-2S-25-272A-0010-0140` `25S218272A00100140`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	4,684 sqft
1st Floor Area	2,128 sqft
Upper Floors Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,755 sqft (0.27 acres)
Lot Width	70 ft Width
Garage Type	Attached
Garage Area	1,364 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	391 E PINE ST
City	MARY ESTHER
State	FL
Zip	32569-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNNEHAVEN BCH EST LOT 14 BLK 10 EXC W67 FT
Legal Range	25W
Legal Township	02S
Legal Section	18
Legal Subdivision	WYNNEHAVEN BCH EST
Legal Block	10
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	4
Census Block	4017
Census Tract	23100

Owner

Source: Okaloosa County records · APN C56-000-595-8022-5

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	391 E PINE ST, MARY ESTHER, FL 32569-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Document Number	20183200842
Deed Book / Page	3345 / 4572
Prior Transfer Date	Feb 04, 2005
Prior Transfer Doc	0025964561
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 16, 2018
Property Address	391 E PINE ST, MARY ESTHER, FL 32569-2602
Document Number	0033454572
Book / Page	003345 / 004572
Instrument Date	Apr 13, 2018
Instrument	3200842
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	MEAD LAW AND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 E PINE ST MARY ESTHER FL 325692602, MARY ESTHER, FL 32569-2602

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,963.00 (+4%) Homeowner's exemption	$288,028 (+5.99%)	$435,953 (-2.44%) Land $53,838 Building $382,115
2023	$2,849.00 (+5.44%) Homeowner's exemption	$271,758 (+3%)	$446,878 (+6.33%) Land $36,093 Building $410,785
2022	$2,702.00 Homeowner's exemption	$263,843	$420,276 Land $33,732 Building $386,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910231004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force 77 of 96 on primary residences
Nearby Flood Claims	28 (2004–2020)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 14 claims Hurricane Dennis (Jul 2005), 2 claims Hurricane Frances (Sep 2004), 11 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 495 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.