Okaloosa County property record for 395 E Pine St, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1985 |
| Lot Size | 0.242 acres (10,563 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jul 1989) |
| Tax Bill | $1,449 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-7903-7 |
| Primary APN | C56-000-595-7903-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 1,456 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,563 sqft (0.242 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 187 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 395 E PINE ST |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKS PLACE LOT 2 |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BROOKS PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 23100 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 395 E PINE ST, MARY ESTHER, FL 32569-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1989 · Amount on Record |
| Deed Sale | Jul 1, 1989 · Amount on Record |
| Deed Document Number | 0001515683 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,449.00 (+5.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $170,878 (+5.99%) | $232,170 (+2.35%) Land $53,838 Building $178,332 |
| 2023 | $1,374.00 (+1.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $161,225 (+3%) | $226,830 (+6.6%) Land $36,093 Building $190,737 |
| 2022 | $1,350.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $156,529 | $212,780 Land $33,732 Building $179,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 28 (2004–2020) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures