Osceola County property record for 5009 Coveview Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,400 sqft · built 2005 |
| Lot Size | 0.485 acres (21,170 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $619,900 (May 2021) |
| Tax Bill | $7,277 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 122343 |
| Primary APN | 122343 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Heated Area |
| Gross Area | 4,380 sqft |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,800 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,170 sqft (0.485 acres) |
| Garage Type | Finished |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Deck Area | 947 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 122343 |
|---|---|
| Street Address | 5009 COVEVIEW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 59 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP |
| Dec 22, 2017 | Administrator's Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Sep 6, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2017 · Amount on Record |
| Deed Document Number | 2021071777 |
| Deed Book / Page | 5954 / 2675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 10, 2021 |
| Property Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0059542675 |
| Book / Page | 5954 / 2675 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021071777 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,339.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9891 IRVINE CENTER DR, 9891, IRVINE, CA 92618-4317 |
| Name | Verified Name |
|---|---|
| Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 59542678 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 5954/2678 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 22, 2017 |
| Property Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0052582429 |
| Book / Page | 5258 / 2429 |
| Map Reference | MB16 PG90-92 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2017182468 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | SMART INTERNATIONAL TITLE LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 2017182469 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017182469 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 6, 2017 |
| Property Address | 5009 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0052051400 |
| Book / Page | 005205 / 001400 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 128257 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,256.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 E MONUMENT AVE #309 KISSIMMEE FL 347415772, 309, KISSIMMEE, FL 34741-5772 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,277.00 (+6.36%) Homeowner's exemption | $514,690 (+5.99%) | $566,900 (-2.73%) Land $105,000 Building $461,900 |
| 2023 | $6,842.00 (+3.6%) Homeowner's exemption | $485,617 (+3%) | $582,800 (+15.16%) Land $105,000 Building $477,800 |
| 2022 | $6,604.00 Homeowner's exemption | $471,473 | $506,100 Land $95,000 Building $411,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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