Osceola County property record for 5005 Coveview Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,370 sqft · built 2004 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,700 (Sep 2020) |
| Tax Bill | $5,128 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 122341 |
| Primary APN | 122341 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,370 sqft Heated Area |
| Gross Area | 3,053 sqft |
| 1st Floor Area | 2,370 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,693 sqft (0.498 acres) |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 28 sqft |
| Porch | Open Porch |
| Porch Area | 203 sqft |
| Deck Area | 1,014 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 122341 |
|---|---|
| Street Address | 5005 COVEVIEW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 57 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5005 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on Record |
| Deed Sale | Sep 4, 2020 · Amount on Record |
| Prior Sale | Jun 1, 2012 · Amount on Record |
| Deed Document Number | 0057881930 |
| Deed Book / Page | 5788 / 1930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5005 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057020412 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 5702/412 |
| Instrument | 2020045722 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 4, 2020 |
| Property Address | 5005 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0057881930 |
| Book / Page | 5788 / 1930 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 2020118691 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,573.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 S RIVERSIDE DR, 1414, NEW SMYRNA BEACH, FL 32168-7753 |
| Name | Verified Name |
|---|---|
| Address | 5005 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0057881932 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 5788/1932 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,128.00 (+6.88%) Homeowner's exemption | $359,587 (+5.99%) | $454,400 (-2.3%) Land $105,000 Building $349,400 |
| 2023 | $4,798.00 (+3.88%) Homeowner's exemption | $339,275 (+3%) | $465,100 (+15.29%) Land $105,000 Building $360,100 |
| 2022 | $4,619.00 Homeowner's exemption | $329,394 | $403,400 Land $95,000 Building $308,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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