Osceola County property record for 5013 Coveview Dr, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,669 sqft · built 2005 |
| Lot Size | 0.486 acres (21,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Apr 2026) |
| Tax Bill | $8,971 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-25-31-3885-0001-0610 |
| Primary APN | 07-25-31-3885-0001-0610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,669 sqft Living Area |
| Gross Area | 4,637 sqft |
| 1st Floor Area | 3,140 sqft |
| Upper Floors Area | 529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,170 sqft (0.486 acres) |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Metal Porch |
| Porch Area | 569 sqft |
| Deck Area | 652 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 5013 COVEVIEW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 61 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 610 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 07-25-31-3885-0001-0610
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 01, 2026 | Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP |
| Apr 01, 2026 | Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP |
| Sep 14, 2020 | Warranty Deed, Transfer NONA TITLE INC |
| Feb 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Oct 03, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/FL |
| Oct 11, 2017 | Deed of Trust, Mortgage CITIZENS BK/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2020 · Amount on Record |
| Deed Document Number | 202643826 |
| Deed Book / Page | 6948 / 665 |
| Prior Transfer Date | Dec 20, 2023 |
| Prior Transfer Doc | 0000023940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0000043826 |
| Book / Page | 6948 / 665 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202643826 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | COVE TITLE SERVICES, CORE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0000043827, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202643827 |
| Name | NETWORK FUNDING LP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0069480665 |
| Book / Page | 6948 / 665 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202643826 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | COVE TITLE SERVICES, CORE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0000043827, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202643827 |
| Name | NETWORK FUNDING LP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 14, 2020 |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0057922333 |
| Book / Page | 005792 / 002333 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 122154 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,095.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5013 COVEVIEW DR ST CLOUD FL 347717966, ST CLOUD, FL 34771-7966 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 04, 2019 |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0054720279 |
| Book / Page | 5472 / 0279 |
| Map Reference | MB 16 PG 90-92 |
| Instrument Date | Feb 04, 2019 |
| Instrument | 2019014310 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,471.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5940 BROWN TER, 5940, THE VILLAGES, FL 32163-3027 |
| Name | Verified Name |
|---|---|
| Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 2019014311 |
|---|---|
| Date | Feb 04, 2019 |
| Instrument | 2019014311 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0054161054 |
| Instrument Date | Oct 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5013 COVEVIEW DR ST CLOUD FL 347717966, ST CLOUD, FL 34771-7966 |
| Document Number | 0054161054 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 005416/001054 |
| Instrument | 153065 |
| Name | CITIZENS BK/FL |
|---|---|
| Type | Bank |
| Address | OVIEDO, FL 32765 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5013 COVEVIEW DR, SAINT CLOUD, FL 34771-7966 |
| Document Number | 0052240321 |
| Book / Page | 005224 / 000321 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 11052 SATELLITE BLVD ORLANDO FL 328379218, ORLANDO, FL 32837-9218 |
| Document Number | 0052240321 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 005224/000321 |
| Instrument | 147584 |
| Name | CITIZENS BK/FL |
|---|---|
| Type | Bank |
| Address | OVIEDO, FL 32762-0729 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Oct 15, 2024 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,971.00 (+4.69%) | $596,100 (-2.65%) Land $105,000 Building $491,100 | $596,100 (-2.65%) Land $105,000 Building $491,100 |
| 2024 | $8,569.00 (+4.69%) | ||
| 2023 | $8,185.00 (+12.03%) | $612,300 (+15.75%) Land $105,000 Building $507,300 | $612,300 (+15.75%) Land $105,000 Building $507,300 |
| 2022 | $7,306.00 | $529,000 Land $95,000 Building $434,000 | $529,000 Land $95,000 Building $434,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 402 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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