5001 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5001 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,164 sqft · built 2007
Lot Size	0.576 acres (25,091 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2018)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`122339`

Property Details

APN / Parcel Number

Primary APN	`122339`
Alternative APN	`072531388500010550`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,164 sqft Heated Area
Gross Area	4,283 sqft
1st Floor Area	3,164 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,091 sqft (0.576 acres)
Garage Type	Finished
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	360 sqft
Deck Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	122339
Street Address	5001 COVEVIEW DR
City	SAINT CLOUD
State	FL
Zip	34771-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE POINTE PB 16 PGS 90-92 LOT 55
Legal Range	31E
Legal Township	25S
Legal Section	07
Legal Subdivision	LAKE POINTE
Legal Tract	3885
Legal Block	1
Legal Lot Number	55
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 122339

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5001 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	2018131236
Deed Book / Page	5392 / 2885
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2018
Property Address	5001 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number	0053922885
Book / Page	5392 / 2885
Map Reference	MB16 PG90-92
Instrument Date	Aug 24, 2018
Instrument	2018131236
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 COVEVIEW DR, 5001, SAINT CLOUD, FL 34771-7966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9709 SANCLUARY SQ DR 210, 210, ORLANDO, FL 32832-6627

Mortgage

Document Number	2018131241
Date	Aug 29, 2018
Instrument	2018131241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (+6.75%) Homeowner's exemption	$385,487 (+5.99%)	$545,800 (-2.61%) Land $105,000 Building $440,800
2023	$5,140.00 (+3.84%) Homeowner's exemption	$363,712 (+3%)	$560,400 (+15.17%) Land $105,000 Building $455,400
2022	$4,950.00 Homeowner's exemption	$353,119	$486,600 Land $95,000 Building $391,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 278 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force 253 of 278 on primary residences
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 4 claims Hurricane Ian (Sep 2022), 3 claims Hurricane Irma (Sep 2017), 6 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 272 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.