5019 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5019 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,400 sqft Heated Area
Lot Size22,259 sqft (0.51 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2011)
Tax Bill$5,205.00 (2025)

Property Details

APN / Parcel Number

Primary APN122348
Alternative APN
  • 072531388500010640

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,400 sqft Heated Area
Gross Area4,752 sqft Gross Area
1st Floor3,140 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area22,259 sqft (0.51 acres)
Parking Spaces3 Parking Spaces
Garage TypeFinished Garage
Garage Area783 sqft Garage

Exterior Amenities

Pool Area128 sqft Pool
FenceFence
Deck Area1,348 sqft Deck
PorchFinished/Screened Porch
Porch Area209 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122348
Street Address5019 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 64
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number64
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 122348

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5019 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Mar 28, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2011 · Amount on Record
Deed SaleJan 24, 2011 · Amount on Record
Prior SaleOct 15, 2010 · Amount on Record
Deed Doc Number2011009627
Deed Book / Page4086 / 0661
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5019 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064210465
DateJun 08, 2023
Book Page6421/465
Instrument2023073703
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5019 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0051410045
Book / Page005141 / 000045
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedJun 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5019 COVEVIEW DR ST CLOUD FL 347717966, ST CLOUD, FL 34771-7966

Mortgage

Document Number0051410045
DateMay 02, 2017
Book Page005141/000045
Instrument64572
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 01, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,205.00 (+6.83%) Homeowner's exemption$365,138 (+5.99%)$608,000 (-2.14%) Land $105,000 Building $503,000
2023$4,872.00 (+3.88%) Homeowner's exemption$344,513 (+3%)$621,300 (+14.93%) Land $105,000 Building $516,300
2022$4,690.00 Homeowner's exemption$334,479$540,600 Land $95,000 Building $445,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 294 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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