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5003 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5003 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,492 sqft · built 2004
Lot Size0.523 acres (22,782 sqft)
OwnerIndividual Name on File
Last Sale$740,001 (Aug 2022)
Tax Bill$13,868 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN122340

Property Details

APN / Parcel Number

Primary APN122340
Alternative APN
  • 072531388500010560

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,492 sqft Heated Area
Gross Area4,492 sqft
1st Floor Area1,600 sqft
Upper Floors Area1,892 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,782 sqft (0.523 acres)
Garage TypeFinished
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area35 sqft
PorchOpen Porch
Porch Area412 sqft
Deck Area1,040 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number122340
Street Address5003 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 56
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number56
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 122340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5003 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number2022123835
Deed Book / Page6268 / 259
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2022
Property Address5003 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0062680259
Book / Page6268 / 259
Map ReferenceMB 16 PG 90-92
Instrument DateAug 03, 2022
Instrument2022123835
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,180.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3231C BUSINESS PARK DR # DR120, 3231C, VISTA, CA 92081-8526

Transferred To (Grantee/Buyer)

NameVerified Name
Address5003 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0006268262
DateAug 12, 2022
Instrument6268/262
Lender
NamePARTNERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change2.62%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,868.00 (+80.55%) Homeowner's exemption$531,800 (-2.55%) Land $105,000 Building $426,800$531,800 (-2.55%) Land $105,000 Building $426,800
2023$7,681.00 (+16.01%) Homeowner's exemption$545,700 (+15.66%) Land $105,000 Building $440,700$545,700 (+15.66%) Land $105,000 Building $440,700
2022$6,621.00$471,800 Land $95,000 Building $376,800$471,800 Land $95,000 Building $376,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire LikelihoodAbout 1 in 228 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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