Miami-Dade County property record for 455 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,300 sqft · built 1952 |
| Lot Size | 0.195 acres (8,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jul 1982) |
| Tax Bill | $12,032 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-005-0240 |
| Primary APN | 24-4232-005-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,450 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 8,501 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 15 sqft |
| Patio Area | 320 sqft |
| Fence | Fence |
| Street Address | 455 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICAL ISLE HOMES SUB 3RD ADDN PB 50-83 LOT 18 BLK 13 LOT SIZE 85.010 X 100 OR 11491-1217 0782 1 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 3RD ADDN |
| Legal Block | 13 |
| Legal Lot Number | 18 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-005-0240
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 HARBOR DR, KEY BISCAYNE, FL 33149-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 1982 · Amount on Record |
| Deed Sale | Jul 01, 1982 · Amount on Record |
| Deed Document Number | 0114911217 |
| Record Updated | Jun 08, 2026 |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,032.00 (+3.82%) Homeowner's exemption | $712,869 (+5.99%) | $2,480,821 (+12.26%) Land $2,210,260 Building $270,561 |
| 2023 | $11,589.00 (+6.28%) Homeowner's exemption | $672,601 (+3%) | $2,209,804 (+25.86%) Land $1,955,230 Building $254,574 |
| 2022 | $10,904.00 Homeowner's exemption | $653,011 | $1,755,810 Land $1,500,426 Building $255,384 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 489 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured 59 under condo master policies |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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