418 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 418 E 16th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,423 sqft · built 2018
Lot Size	0.121 acres (5,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,500 (Jan 2013)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145MB A 006`

Property Details

APN / Parcel Number

Primary APN	`145MB A 006`
Alternative APN	`0000071427`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,423 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,289 sqft (0.121 acres)
Lot Dimensions	123 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000071427
Old Parcel Number	145MBA 006
Street Address	418 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 10 BLK 3 MONTAGUES ADDN NO 1 PB2 PG34
Legal Subdivision	MONTAGUES ADDN NO 1
Legal Block	3
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1011
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 E 16TH ST, CHATTANOOGA, TN 37408-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Nov 9, 2018	Deed of Trust, Mortgage CITIZENS BK
May 31, 2017	Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2013 · Amount on Record
Deed Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	0009901404
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	418 E 16TH ST, CHATTANOOGA, TN 37408-1901
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 16TH ST, CHATTANOOGA, TN 37408-1901

Mortgage

Document Number	0000000113
Date	Feb 23, 2023
Book Page	13218/749
Instrument	2023022300113

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	418 E 16TH ST, CHATTANOOGA, TN 37408-1901
Document Number	0204000067
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	BATTLEFIELD TITLE AGENCY, BATTLEFIELD TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 16TH ST CHATTANOOGA TN 374081901, CHATTANOOGA, TN 37408-1901

Mortgage

Document Number	0204000067
Date	Feb 4, 2019
Book Page	011557/000437
Instrument	190204000067

Lender

Name	CITIZENS BK
Type	Bank
Address	TRENTON, GA 30752

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 3, 2024

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	May 31, 2017
Property Address	418 E 16TH ST, CHATTANOOGA, TN 37408-1901
Book / Page	011062 / 000349
Instrument Date	Apr 20, 2017
Instrument	97
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 16TH ST CHATTANOOGA TN 374081901, CHATTANOOGA, TN 37408-1901

Mortgage

Document Number	0000000097
Date	May 31, 2017
Book Page	011062/000349
Instrument	97

Lender

Name	CITIZENS BK
Type	Bank
Address	TRENTON, GA 30752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 30, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (-2.46%)	$193,325 (+43.98%)	$773,300 (+43.98%) Land $100,000 Building $673,300
2023	$3,004.00	$134,275 (-)	$537,100 (-) Land $50,000 Building $487,100
2022	$3,004.00	$134,275	$537,100 Land $50,000 Building $487,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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