Hamilton County property record for 30 E 16th St, Chattanooga, TN 37408
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,345 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,750 (Jul 2019) |
| Tax Bill | $2,426 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145LD C 002 C004 |
| Primary APN | 145LD C 002 C004 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,345 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000386989 |
|---|---|
| Old Parcel Number | 145LDC 002 C004 |
| Street Address | 30 E 16TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1247 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | UNIT 4 16TH STREET TOWNHOMES PB 111 73 FOR 2019 |
| Legal Subdivision | 16TH STREET TWNHMS |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145LD C 002 C004
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 E 16TH ST, CHATTANOOGA, TN 37408-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WOLFE FINANCIAL INC |
| Nov 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Jul 12, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI MUTUAL/OMAHA MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 2019071200133 |
| Deed Book / Page | 11696 / 415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 30 E 16TH ST, CHATTANOOGA, TN 37408-1247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000126 |
|---|---|
| Date | Mar 08, 2024 |
| Book Page | 13531/737 |
| Instrument | 2024030800126 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 27, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 30 E 16TH ST, CHATTANOOGA, TN 37408-1247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Title Company | EQUI TITLE INC, EQUITITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000142 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 12381/946 |
| Instrument | 2021030400142 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEBORO, NC 27203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 30 E 16TH ST, CHATTANOOGA, TN 37408-1247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000134 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 14113/862 |
| Instrument | 2025112000134 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 12, 2019 |
| Property Address | 30 E 16TH ST, CHATTANOOGA, TN 37408-1247 |
| Document Number | 0712000133 |
| Book / Page | 011696 / 000415 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 190712000133 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | FILE FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,874.98 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 30 E 16TH ST CHATTANOOGA TN 374081247, CHATTANOOGA, TN 37408-1247 |
| Document Number | 712000134 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 011696/000418 |
| Instrument | 190712000134 |
| Name | MUTUAL/OMAHA MTG LLC |
|---|---|
| Address | LOMBARD, IL 60148 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,426.00 (-13.54%) | $160,075 (+27.6%) | $640,300 (+27.6%) Land $150,000 Building $490,300 |
| 2023 | $2,806.00 | $125,450 (-) | $501,800 (-) Land $50,000 Building $451,800 |
| 2022 | $2,806.00 | $125,450 | $501,800 Land $50,000 Building $451,800 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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