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1 Harvard St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1 Harvard St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,630 sqft · built 1915
Lot Size0.075 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Apr 2021)
Tax Bill$6,304 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Apr 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 49.84-3-12

Property Details

APN / Parcel Number

Primary APN421500 49.84-3-12
Alternative APN
  • 150004908400030120000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
1st Floor Area938 sqft
2nd Floor Area692 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 HARVARD ST
CitySCHENECTADY
StateNY
Zip12304-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionLAND OF GEORGE E EIYFILED
Legal Block3
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2004
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 28, 2018Grant Deed, Transfer
Sep 1, 2017Tax Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number202115149
Deed Book / Page2056 / 8
Prior Transfer DateMar 12, 2020
Prior Transfer Doc0000012371
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateApr 6, 2021
Property Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number0000015149
Book / Page2056 / 8
Instrument DateMar 4, 2021
Instrument202115149
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 GABBY CT, 5, SCHENECTADY, NY 12309-1841

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 ANCHOR WAY, UNIONDALE, NY 11553-1304

Mortgage

Document Number0000015150
DateApr 6, 2021
Instrument202115150
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 20, 2020
Property Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number0000012371
Book / Page002033 / 000463
Instrument DateMar 12, 2020
Instrument12371
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GABBY CT NISKAYUNA NY 123091841, NISKAYUNA, NY 12309-1841

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 20, 2020
Property Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number0000012370
Book / Page002033 / 000460
Instrument DateMar 12, 2020
Instrument12370
Transaction TypeTransfer
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 28, 2018
Property Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number0000009019
Book / Page001982 / 000302
Instrument DateFeb 28, 2018
Instrument9019
Transaction TypeTransfer
Record UpdatedMar 9, 2018

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

September 2017: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionSCHENECTADY NY
Recording DateSep 1, 2017
Property Address1 HARVARD ST, SCHENECTADY, NY 12304-3108
Document Number0000039655
Book / Page001970 / 000225
Instrument DateSep 1, 2017
Instrument39655
Transaction TypeForeclosure
Record UpdatedSep 6, 2017

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,304.00 (+7.56%)$126,100 (-) Land $11,000 Building $115,100$208,809 (+30.82%) Land $18,215 Building $190,594
2023$126,100 (-) Land $11,000 Building $115,100$159,620 (+3.8%) Land $13,924 Building $145,696
2022$126,100 Land $11,000 Building $115,100$153,780 Land $13,415 Building $140,365
2021$5,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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