2 Harvard St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2 Harvard St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,400 sqft · built 1900
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Nov 1996)
Tax Bill	$3,849 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.84-2-19`

Property Details

APN / Parcel Number

Primary APN	`421500 49.84-2-19`
Alternative APN	`150004908400020190000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,400 sqft Total Area
1st Floor Area	700 sqft
2nd Floor Area	700 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 HARVARD ST
City	SCHENECTADY
State	NY
Zip	12304-3109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	GEORGE ELY MAP 2 WOOD
Legal Subdivision	MAP OF LAND OF GEORGE W ELY
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.84-2-19

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 HARVARD ST, SCHENECTADY, NY 12304-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 1996 · Amount on Record
Deed Sale	Nov 19, 1996 · Amount on Record
Deed Book / Page	1508 / 845
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 23, 2021
Property Address	2 HARVARD ST, SCHENECTADY, NY 12304-3109
Document Number	0000041303
Book / Page	2065 / 608
Instrument Date	Jul 23, 2021
Instrument	202141303
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HARVARD ST, 2, SCHENECTADY, NY 12304-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17214 91ST AVE, JAMAICA, NY 11432-5511

Mortgage

Document Number	0000041304
Date	Aug 23, 2021
Instrument	202141304

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,849.00 (+34.77%)	$50,900 (-) Land $7,600 Building $43,300	$84,285 (+30.82%) Land $12,585 Building $71,700
2023		$50,900 (-) Land $7,600 Building $43,300	$64,430 (+3.8%) Land $9,620 Building $54,810
2022		$50,900 Land $7,600 Building $43,300	$62,073 Land $9,268 Building $52,805
2021	$2,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 639 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.