5 Concord Cir, Springboro, OH 45066 Property Records

Warren County property record for 5 Concord Cir, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,052 sqft · built 2000
Lot Size0.412 acres (17,947 sqft)
OwnerIndividual Name on Record
Last Sale$151,500 (Feb 2014)
Tax Bill$4,685 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-07-451-022-0

Property Details

APN / Parcel Number

Primary APN04-07-451-022-0
Alternative APNs
  • 0407451022
  • 407451022
  • 0551357
  • 551357

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,052 sqft Living Area
Gross Area2,332 sqft
1st Floor Area392 sqft
2nd Floor Area830 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area17,947 sqft (0.412 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number551357
Street Address5 CONCORD CIR
CitySPRINGBORO
StateOH
Zip45066-8136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES CREEKSIDE 5 LOT 158
Legal Range5
Legal Township2
Legal Section7
Legal SubdivisionVILLAGES CREEKSIDE 5
Legal Block57
Legal Lot Number158
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group2
Census Block2027
Census Tract30504

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 CONCORD CIR, SPRINGBORO, OH 45066-8136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
WRIGHTPATT CU INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2014 · Amount on Record
Deed SaleFeb 19, 2014 · Amount on Record
Prior SaleMay 1, 2007 · Amount on Record
Deed Document Number20144257
Prior Transfer DateFeb 14, 2014
Prior Transfer Doc0000004257
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address5 CONCORD CIR, SPRINGBORO, OH 45066-8136
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058203
DateDec 30, 2021
Instrument2021-058203
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressSPRINGBORO, OH 45066
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 25, 2046

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address5 CONCORD CIR, SPRINGBORO, OH 45066-8136
Document Number0000032351
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyHALLMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CONCORD CIR SPRINGBORO OH 450668136, SPRINGBORO, OH 45066-8136

Mortgage

Document Number0000032351
DateOct 29, 2019
Instrument32351
Lender
NameWRIGHTPATT CU INC
AddressBEAVERCREEK, OH 45431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 28, 2039

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,685.00 (-0.06%)$116,790 (+36.41%) Land $31,500 Building $85,290$333,690 (+36.42%) Land $90,000 Building $243,690
2024$4,688.00 (+24.38%)
2023$3,769.00 (+4.96%) Homeowner's exemption$85,614 (-) Land $17,220 Building $68,394
2022$3,591.00 Homeowner's exemption$85,614 Land $17,220 Building $68,394$244,610 (-) Land $49,200 Building $195,410
2021$244,610 Land $49,200 Building $195,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (1983–2013)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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