Warren County property record for 25 Concord Cir, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,298 sqft · built 2001 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,900 (Jan 2024) |
| Tax Bill | $4,817 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-451-024-0 |
| Primary APN | 04-07-451-024-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| 2nd Floor Area | 1,014 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 11,238 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 551359 |
|---|---|
| Old Parcel Number | 0407451024 |
| Street Address | 25 CONCORD CIR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES CREEKSIDE 5 #160 |
| Legal Subdivision | VILLAGES CREEKSIDE 5 |
| Legal Block | 451 |
| Legal Lot Number | 160 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30504 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Mar 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Prior Sale | Jun 11, 2001 · Amount on Record |
| Deed Document Number | 0000002014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Name | Verified Name |
|---|---|
| Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000006404 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-006404 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 805 GOVERNORS HILL DRIVE, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 30, 2024 |
| Property Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000002014 |
| Map Reference | MB 51 PG 51&52 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024-002014 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000002015 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024-002015 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year T-Bill |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25 CONCORD CIR, SPRINGBORO, OH 45066-8136 |
| Document Number | 0000004432 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023-004432 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,817.00 (+23.89%) | $120,183 (+35.95%) Land $31,500 Building $88,683 | $343,380 (+35.95%) Land $90,000 Building $253,380 |
| 2023 | $3,888.00 (+2.29%) | $88,400 (-) Land $17,220 Building $71,180 | |
| 2022 | $3,801.00 | $88,400 Land $17,220 Building $71,180 | $252,570 (-) Land $49,200 Building $203,370 |
| 2021 | $252,570 Land $49,200 Building $203,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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