Warren County property record for 10 Concord Cir, Springboro, OH 45066 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,020 sqft Living Area |
| Lot Size | 14,854 sqft (0.341 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2025) |
| Tax Bill | $4,610.00 (2024) |
Source: Warren County records · APN 04-07-477-012-0
Assessment roll updated February 9, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage GATEWAY FIRST BANK |
| Mar 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MTG |
| May 22, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Jul 13, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Doc Number | 202520868 |
| Prior Transfer Date | Apr 04, 2013 |
| Prior Transfer Doc | 0057980530 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000003535 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023-003535 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000013094 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 CONCORD CIR SPRINGBORO OH 450668137, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000013094 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 13094 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000014117 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10 CONCORD CIR SPRINGBORO OH 450668137, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000014117 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 14117 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 13, 2018 |
| Property Address | 10 CONCORD CIR, SPRINGBORO, OH 45066-8137 |
| Document Number | 0000019736 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 19736 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10 CONCORD CIR SPRINGBORO OH 450668137, SPRINGBORO, OH 45066-8137 |
| Document Number | 19737 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 19737 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,606.00 (-0.09%) | $114,770 (+36.6%) Land $31,500 Building $83,270 | $327,920 (+36.6%) Land $90,000 Building $237,920 |
| 2024 | $4,610.00 (+24.56%) | ||
| 2023 | $3,701.00 (+4.99%) Homeowner's exemption | $84,018 (-) Land $17,220 Building $66,798 | |
| 2022 | $3,525.00 Homeowner's exemption | $84,018 Land $17,220 Building $66,798 | $240,050 (-) Land $49,200 Building $190,850 |
| 2021 | $240,050 Land $49,200 Building $190,850 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-07-477-012-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,232 sqft Gross Area |
| 1st Floor | 276 sqft 1st Floor |
| 2nd Floor | 872 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,854 sqft (0.341 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 212 sqft Garage |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 551372 |
|---|---|
| Street Address | 10 CONCORD CIR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VILLAGES CREEKSIDE 5 LOT 173 |
| Legal Subdivision | VILLAGES CREEKSIDE 5 |
| Legal Block | 72 |
| Legal Lot Number | 173 |
| Jurisdiction | WARREN OH |
| Minor Civil Division | CLEAR CREEK |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 30504 |
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